[{"data":1,"prerenderedAt":3080},["ShallowReactive",2],{"fr-blog/cash-flow-tout-comprendre":3,"fr-global-content":880,"fr-article-global-content":2217,"fr-blog-article-more-articles-186714822549836":2472,"MarkdownRenderer_IwsQ39hueACpFAVHP0tJB3zf5BNRwtxC9qKBMtSQ2o":3059,"MarkdownRenderer_W8RojYz7bF3SahL8e6UEaNjKpmd1G7xE2YqSq34624":3066,"MarkdownRenderer_X35Fx3LEx1gYiN47vVzTjQCc4jl0BsTUdoocYSHc":3073},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":867,"full_slug":868,"sort_by_date":26,"position":869,"tag_list":870,"is_startpage":29,"parent_id":871,"meta_data":26,"group_id":872,"first_published_at":873,"release_id":26,"lang":33,"path":26,"alternates":874,"default_full_slug":875,"translated_slugs":876},"Cash flow : tout comprendre pour ne plus piloter votre PME à l'aveugle","2026-06-12T14:24:33.466Z","2026-08-07T12:39:47.084Z","2026-08-07T12:39:47.105Z",186714822549836,"29524e86-70f3-4363-b3c7-eebfaf409798",{"_uid":11,"roles":12,"title":4,"author":101,"topics":155,"content":240,"noIndex":29,"category":748,"language":773,"component":761,"heroMedia":774,"sidebarCta":775,"publishedAt":776,"redirectUrl":51,"listingImage":777,"metaDescription":784,"bottomArticleCta":785,"componentsAfterTheArticle":786},"a7868c7f-056d-4e7e-b938-12fb1b374287",[13,43,64,82],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":24,"full_slug":25,"sort_by_date":26,"position":27,"tag_list":28,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":31,"first_published_at":32,"release_id":26,"lang":33,"path":26,"alternates":34,"default_full_slug":35,"translated_slugs":36,"_stopResolving":42},"Accountant","2022-09-19T13:36:28.660Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.576Z",190903620,"27d61cde-0093-4c00-be8d-5cda47ef9ed7",{"_uid":21,"name":22,"component":23},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","Accountants","tag","accountants","fr/blog/role/accountants",null,0,[],false,190903385,"08848a19-819c-4c13-a216-e645ec1fe12a","2022-11-02T15:24:19.056Z","fr",[],"blog/role/accountants",[37,38,40],{"path":35,"name":26,"lang":33,"published":26},{"path":35,"name":26,"lang":39,"published":26},"de",{"path":35,"name":26,"lang":41,"published":26},"es",true,{"name":44,"created_at":45,"published_at":16,"updated_at":46,"id":47,"uuid":48,"content":49,"slug":52,"full_slug":53,"sort_by_date":26,"position":54,"tag_list":55,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":56,"first_published_at":57,"release_id":26,"lang":33,"path":26,"alternates":58,"default_full_slug":59,"translated_slugs":60,"_stopResolving":42},"Treasurer","2024-11-14T16:28:49.038Z","2026-03-12T10:48:04.029Z",579108344,"7fc81bb7-67b3-471b-b326-38b511ad5345",{"_uid":50,"name":44,"component":23,"hubspotId":51},"fe9819d0-b5da-4a13-9120-3050ce8baea9","","treasurer","fr/blog/role/treasurer",-20,[],"a6ceaa59-c9cd-4d99-8a43-7e2b2d1f03c5","2024-11-14T16:29:38.335Z",[],"blog/role/treasurer",[61,62,63],{"path":59,"name":26,"lang":33,"published":26},{"path":59,"name":26,"lang":39,"published":26},{"path":59,"name":26,"lang":41,"published":26},{"name":65,"created_at":66,"published_at":16,"updated_at":67,"id":68,"uuid":69,"content":70,"slug":71,"full_slug":72,"sort_by_date":26,"position":27,"tag_list":73,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":74,"first_published_at":75,"release_id":26,"lang":33,"path":26,"alternates":76,"default_full_slug":77,"translated_slugs":78,"_stopResolving":42},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":21,"name":65,"component":23},"finance-manager","fr/blog/role/finance-manager",[],"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z",[],"blog/role/finance-manager",[79,80,81],{"path":77,"name":26,"lang":33,"published":26},{"path":77,"name":26,"lang":39,"published":26},{"path":77,"name":26,"lang":41,"published":26},{"name":83,"created_at":84,"published_at":16,"updated_at":85,"id":86,"uuid":87,"content":88,"slug":90,"full_slug":91,"sort_by_date":26,"position":54,"tag_list":92,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":93,"first_published_at":94,"release_id":26,"lang":33,"path":26,"alternates":95,"default_full_slug":96,"translated_slugs":97,"_stopResolving":42},"Budget manager","2022-10-19T16:17:12.879Z","2026-03-12T10:47:19.777Z",206109932,"af79d1a6-f01f-43eb-aa41-6f9705b93e01",{"_uid":50,"name":89,"component":23,"hubspotId":51},"Budget owner or manager","budget-manager","fr/blog/role/budget-manager",[],"b04d86a8-2a32-4b6e-b3de-8639e5557b83","2022-10-19T16:17:56.630Z",[],"blog/role/budget-manager",[98,99,100],{"path":96,"name":26,"lang":33,"published":26},{"path":96,"name":26,"lang":39,"published":26},{"path":96,"name":26,"lang":41,"published":26},{"name":102,"created_at":103,"published_at":104,"updated_at":105,"id":106,"uuid":107,"content":108,"slug":142,"full_slug":143,"sort_by_date":26,"position":144,"tag_list":145,"is_startpage":29,"parent_id":146,"meta_data":26,"group_id":147,"first_published_at":148,"release_id":26,"lang":33,"path":26,"alternates":149,"default_full_slug":150,"translated_slugs":151,"_stopResolving":42},"Maxime Reding","2026-03-17T08:39:44.277Z","2026-04-28T15:28:02.354Z","2026-10-27T08:00:25.018Z",155841266825828,"30784b49-7d4f-4209-ab52-8ffb11664c7d",{"_uid":109,"links":110,"picture":124,"lastName":128,"component":129,"firstName":130,"description":131},"88e4340f-e2bc-42fe-a8f0-79dafdd55f97",[111],{"tag":51,"_uid":112,"hide":29,"icon":113,"link":118,"type":51,"label":51,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":42,"horizontalFill":29},"4ba61fb6-4159-4585-93bd-76c8eacb7945",{"id":114,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":115,"copyright":51,"fieldtype":116,"meta_data":117,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{},{"id":51,"url":119,"linktype":120,"fieldtype":121,"cached_url":119},"https://www.linkedin.com/in/maxime-reding-0777b7172/","url","multilink","primary","cta",{"id":125,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":126,"copyright":51,"fieldtype":116,"meta_data":127,"is_external_url":29},155841634553012,"https://a.storyblok.com/f/146026/512x512/cf0a8b2f08/t3hl6t4qp-u02bu4jb4d8-a93da9d1f60a-512.png",{},"Reding","author","Maxime",{"type":132,"content":133},"doc",[134],{"type":135,"attrs":136,"content":138},"paragraph",{"textAlign":26,"key":137},"p-0",[139],{"text":140,"type":141},"Originaire du Luxembourg et diplômé de la Rotterdam School of Management, il apporte un esprit analytique aigu et une expérience en gestion stratégique à notre équipe financière. Maxime a rejoint Spendesk en 2021 et a progressé régulièrement dans les rangs depuis, devenant notre ingénieur financier résident.","text","maxime-reding","fr/blog/author/maxime-reding",-1140,[],176408854,"21643648-1964-4f50-93e1-adc353a4c358","2026-03-17T08:43:08.491Z",[],"blog/author/maxime-reding",[152,153,154],{"path":150,"name":26,"lang":33,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},[156,186,213],{"name":157,"created_at":158,"published_at":159,"updated_at":160,"id":161,"uuid":162,"content":163,"slug":173,"full_slug":174,"sort_by_date":26,"position":175,"tag_list":176,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":178,"first_published_at":179,"release_id":26,"lang":33,"path":26,"alternates":180,"default_full_slug":181,"translated_slugs":182,"_stopResolving":42},"Comptabilité","2022-10-19T17:57:49.664Z","2026-09-29T09:14:36.752Z","2026-09-29T09:14:36.770Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"seo":164,"_uid":172,"name":157,"component":23},[165],{"_uid":166,"noIndex":29,"component":167,"metaFields":168},"003e6fa5-f394-4f34-9194-17a60fb3b7c7","seo",{"_uid":169,"plugin":170,"description":171},"2934225d-3f1b-4f90-b7af-65d9bdf88844","meta-fields","Comptabilite et finance d'entreprise : rapprochements, clotures et comment simplifier le lien entre depenses et comptabilite.","1dc6497e-1135-45e9-a2c6-426facc382ba","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[183,184,185],{"path":181,"name":26,"lang":33,"published":26},{"path":181,"name":26,"lang":39,"published":26},{"path":181,"name":26,"lang":41,"published":26},{"name":187,"created_at":188,"published_at":189,"updated_at":190,"id":191,"uuid":192,"content":193,"slug":201,"full_slug":202,"sort_by_date":26,"position":203,"tag_list":204,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":205,"first_published_at":206,"release_id":26,"lang":33,"path":26,"alternates":207,"default_full_slug":208,"translated_slugs":209,"_stopResolving":42},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-09-29T09:14:42.092Z","2026-09-29T09:14:42.108Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"seo":194,"_uid":200,"name":187,"component":23},[195],{"_uid":196,"noIndex":29,"component":167,"metaFields":197},"2aa0fc88-49a5-41a4-a816-354e28dce638",{"_uid":198,"plugin":170,"description":199},"8bba7b1a-dbab-4ced-b302-6091bbc1233f","Gestion des depenses d'entreprise : visibilite, controle et process pour garder les depenses alignees sur le budget.","5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[210,211,212],{"path":208,"name":26,"lang":33,"published":26},{"path":208,"name":26,"lang":39,"published":26},{"path":208,"name":26,"lang":41,"published":26},{"name":214,"created_at":215,"published_at":216,"updated_at":217,"id":218,"uuid":219,"content":220,"slug":228,"full_slug":229,"sort_by_date":26,"position":230,"tag_list":231,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":232,"first_published_at":233,"release_id":26,"lang":33,"path":26,"alternates":234,"default_full_slug":235,"translated_slugs":236,"_stopResolving":42},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-09-29T09:14:45.249Z","2026-09-29T09:14:45.264Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"seo":221,"_uid":227,"name":214,"component":23},[222],{"_uid":223,"noIndex":29,"component":167,"metaFields":224},"1a417f74-f4df-434a-9d95-bf683f827c1a",{"_uid":225,"plugin":170,"description":226},"a885ad2f-1665-45d8-a20b-dfc23e368a70","Outils et astuces pour les equipes finance : fonctionnalites, integrations et bonnes pratiques qui font gagner du temps.","7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[237,238,239],{"path":235,"name":26,"lang":33,"published":26},{"path":235,"name":26,"lang":39,"published":26},{"path":235,"name":26,"lang":41,"published":26},{"type":132,"content":241},[242,247,253,263,285,297,313,336,343,355,365,381,391,400,412,424,431,448,455,466,472,483,500,509,530,537,548,558,578,592,599,612,623,641,653,672,679,685,695,711,730],{"type":135,"attrs":243,"content":244},{"textAlign":26,"key":137},[245],{"text":246,"type":141},"Votre compte de résultat affiche 80 000 euros de bénéfice. Votre compte en banque, lui, ne suit pas. Les salaires tombent dans cinq jours, un fournisseur attend son règlement, la TVA est due en fin de mois.",{"type":135,"attrs":248,"content":250},{"textAlign":26,"key":249},"p-1",[251],{"text":252,"type":141},"Ce décalage entre ce que vous gagnez sur le papier et ce que vous avez réellement en banque, c'est le cash flow. Comprendre ses mécanismes, savoir le calculer et agir sur ses leviers, c'est la condition pour piloter votre PME sans naviguer à l'aveugle.",{"type":254,"attrs":255,"content":257},"heading",{"level":256,"textAlign":26},2,[258],{"text":259,"type":141,"marks":260},"Cash flow, résultat net, trésorerie : trois concepts à ne pas confondre",[261],{"type":262},"bold",{"type":135,"attrs":264,"content":266},{"textAlign":26,"key":265},"p-2",[267,271,273,277,279,283],{"text":268,"type":141,"marks":269},"Le résultat net",[270],{"type":262},{"text":272,"type":141}," intègre des charges non décaissées : dotations aux amortissements, provisions, reprises sur dépréciation. Ces écritures de ",{"text":274,"type":141,"marks":275},"comptabilité",[276],{"type":262},{"text":278,"type":141}," affectent le résultat sans qu'un seul euro ne bouge sur votre compte bancaire. Résultat positif et ",{"text":280,"type":141,"marks":281},"flux de trésorerie",[282],{"type":262},{"text":284,"type":141}," négatif peuvent très bien coexister.",{"type":286,"attrs":287},"blok",{"id":288,"body":289},"25662bb3-9e0a-4a1a-891a-ebc1d2d73796",[290],{"_uid":291,"asset":292,"caption":51,"component":296},"i-ee949c2d-d7ce-4331-a8e3-4b60f8903aec",{"id":293,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":294,"copyright":51,"fieldtype":116,"meta_data":295,"is_external_url":29},168565554018764,"https://a.storyblok.com/f/146026/2121x1414/9916eba995/a-team-of-employees-meeting.jpg",{},"image",{"type":135,"attrs":298,"content":300},{"textAlign":26,"key":299},"p-3",[301,305,307,311],{"text":302,"type":141,"marks":303},"La trésorerie",[304],{"type":262},{"text":306,"type":141},", c'est un solde. Le ",{"text":308,"type":141,"marks":309},"cash flow",[310],{"type":262},{"text":312,"type":141},", c'est un mouvement. Vous pouvez afficher un compte bien garni grâce à un crédit récent et, dans le même temps, une exploitation qui brûle du cash. Les deux chiffres ne disent pas la même chose.",{"type":135,"attrs":314,"content":316},{"textAlign":26,"key":315},"p-4",[317,319,323,325,334],{"text":318,"type":141},"C'est là qu'intervient la ",{"text":320,"type":141,"marks":321},"capacité d'autofinancement (CAF)",[322],{"type":262},{"text":324,"type":141}," : contrairement au résultat net, elle exclut toutes les écritures sans impact réel sur la trésorerie. Un DAF qui constate un résultat net de 80 000 € mais un cash flow de 45 000 € après variation du BFR comprend immédiatement où passe l'écart — délais clients, stocks immobilisés, acomptes fournisseurs absorbent 35 000 € que le résultat comptable ne reflète pas. Notre guide sur la ",{"text":326,"type":141,"marks":327},"gestion de trésorerie",[328,333],{"type":329,"attrs":330},"link",{"href":331,"uuid":26,"anchor":26,"target":332,"linktype":120},"https://www.spendesk.com/fr/blog/gestion-tresorerie/","_blank",{"type":262},{"text":335,"type":141}," détaille ces mécanismes.",{"type":254,"attrs":337,"content":338},{"level":256,"textAlign":26},[339],{"text":340,"type":141,"marks":341},"Les trois catégories de flux (et le free cash flow)",[342],{"type":262},{"type":135,"attrs":344,"content":346},{"textAlign":26,"key":345},"p-5",[347,349,353],{"text":348,"type":141},"Les normes comptables, et le ",{"text":350,"type":141,"marks":351},"Plan Comptable Général (PCG)",[352],{"type":262},{"text":354,"type":141}," décomposent le cash flow en trois flux distincts :",{"type":135,"attrs":356,"content":358},{"textAlign":26,"key":357},"p-6",[359,363],{"text":360,"type":141,"marks":361},"Cash flow opérationnel (CFO) —",[362],{"type":262},{"text":364,"type":141}," encaissements clients, paiements fournisseurs, salaires, charges sociales, TVA. C'est le signal le plus révélateur : il indique si votre modèle économique génère du cash par lui-même, sans recourir à la dette ni à des cessions d'actifs.",{"type":135,"attrs":366,"content":368},{"textAlign":26,"key":367},"p-7",[369,373,375,379],{"text":370,"type":141,"marks":371},"Cash flow d'investissement (CFI) —",[372],{"type":262},{"text":374,"type":141}," acquisitions d'équipements, achats de licences, cessions d'actifs. Un CFI négatif n'est pas un signal d'alarme : il traduit souvent un effort de croissance. En termes de ",{"text":376,"type":141,"marks":377},"ROI",[378],{"type":262},{"text":380,"type":141},", c'est d'ailleurs le cash flow — et non le résultat net — qui donne la mesure la plus fiable de la rentabilité réelle d'un investissement.",{"type":135,"attrs":382,"content":384},{"textAlign":26,"key":383},"p-8",[385,389],{"text":386,"type":141,"marks":387},"Cash flow de financement (CFF) —",[388],{"type":262},{"text":390,"type":141}," souscription d'emprunts, remboursements, augmentations de capital, dividendes. Il révèle comment votre PME finance son développement et rémunère ses actionnaires.",{"type":286,"attrs":392},{"id":393,"body":394},"8777f382-efc0-4a3c-b57a-b78bd094b19a",[395],{"_uid":396,"text":397,"color":398,"title":51,"component":399},"i-f9468617-0158-4128-8b5e-321b31c6eda4","> **Le **[**free cash flow**](https://www.spendesk.com/fr/glossaire/free-cash-flow/)** = CFO − CFI.** C'est la trésorerie réellement disponible après exploitation et investissements. Celle que vous pouvez consacrer au remboursement de la dette, à la constitution de réserves ou à la distribution de dividendes.","purple","callout",{"type":135,"attrs":401,"content":403},{"textAlign":26,"key":402},"p-9",[404,406,410],{"text":405,"type":141},"Dans le cadre du PCG, le point de départ du CFO est l'",{"text":407,"type":141,"marks":408},"Excédent Brut d'Exploitation (EBE)",[409],{"type":262},{"text":411,"type":141}," : il mesure la performance opérationnelle brute avant amortissements et résultat financier, ce qui en fait une base de calcul plus stable que le résultat net.",{"type":135,"attrs":413,"content":415},{"textAlign":26,"key":414},"p-10",[416,418,422],{"text":417,"type":141},"Pour les groupes avec plusieurs entités, le ",{"text":419,"type":141,"marks":420},"cash pooling",[421],{"type":262},{"text":423,"type":141}," permet en complément de centraliser les excédents de trésorerie et d'optimiser le recours aux financements externes.",{"type":254,"attrs":425,"content":426},{"level":256,"textAlign":26},[427],{"text":428,"type":141,"marks":429},"Les formules essentielles",[430],{"type":262},{"type":135,"attrs":432,"content":433},{"textAlign":26,"key":137},[434,436,440,442,446],{"text":435,"type":141},"La base est intuitive : ",{"text":437,"type":141,"marks":438},"cash flow = produits encaissés − charges décaissées",[439],{"type":262},{"text":441,"type":141},". En pratique, les DAF utilisent la ",{"text":443,"type":141,"marks":444},"méthode indirecte",[445],{"type":262},{"text":447,"type":141}," pour calculer le CFO, car elle part de données déjà disponibles dans la liasse fiscale :",{"type":286,"attrs":449},{"id":288,"body":450},[451],{"_uid":452,"text":453,"color":454,"title":51,"component":399},"i-0ffc1112-9ac2-4f10-b897-61c889261493","**CFO** = **Résultat net** + **Amortissements et provisions** − **Variation du BFR**","orange",{"type":135,"attrs":456,"content":457},{"textAlign":26,"key":249},[458,460,464],{"text":459,"type":141},"Le ",{"text":461,"type":141,"marks":462},"BFR",[463],{"type":262},{"text":465,"type":141}," représente le décalage temporel entre facturation et encaissement, entre achat et paiement. Plus les délais clients sont longs et les stocks importants, plus le BFR absorbe de la trésorerie.",{"type":286,"attrs":467},{"id":288,"body":468},[469],{"_uid":470,"text":471,"color":454,"title":51,"component":399},"i-a4407af5-13fb-44c4-8d17-6f42c0b35d7d","**Free cash flow** = **CFO** − **dépenses d’investissement** (CAPEX)",{"type":135,"attrs":473,"content":474},{"textAlign":26,"key":265},[475,477,481],{"text":476,"type":141},"Autrement dit : ce qui reste après avoir financé l'exploitation ",{"text":478,"type":141,"marks":479},"et",[480],{"type":262},{"text":482,"type":141}," les investissements nécessaires à l'activité (matériel, équipements et infrastructures). C'est la trésorerie réellement libre, disponible pour rembourser la dette ou être distribuée.",{"type":135,"attrs":484,"content":485},{"textAlign":26,"key":299},[486,488,492,494,498],{"text":487,"type":141},"Une PME avec un résultat net de 62 000 €, des amortissements de 15 000 € et une variation de BFR de +17 000 € (hausse du BFR = consommation de trésorerie) obtient un CFO de ",{"text":489,"type":141,"marks":490},"60 000 €",[491],{"type":262},{"text":493,"type":141},". Après 25 000 € d'investissements matériels, son ",{"text":495,"type":141,"marks":496},"free cash flow s'établit à 35 000 €",[497],{"type":262},{"text":499,"type":141},".",{"type":286,"attrs":501},{"id":288,"body":502},[503],{"_uid":504,"asset":505,"caption":51,"component":296},"i-e68652ec-2765-475d-bbd7-e3f13e68e4f4",{"id":506,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":507,"copyright":51,"fieldtype":116,"meta_data":508,"is_external_url":29},176778380503615,"https://a.storyblok.com/f/146026/7360x3481/6b1eb23d46/e-rechnungspflicht-finanzteams-im-wandel.jpeg",{},{"type":135,"attrs":510,"content":511},{"textAlign":26,"key":315},[512,513,520,522,529],{"text":459,"type":141},{"text":514,"type":141,"marks":515},"tableau de flux de trésorerie",[516,519],{"type":329,"attrs":517},{"href":518,"uuid":26,"anchor":26,"target":332,"linktype":120},"https://www.anc.gouv.fr/files/anc/files/1_Normes_fran%C3%A7aises/Plans%20comptables/2026/RECUEIL_GESTION-ACTIFS-2026.pdf",{"type":262},{"text":521,"type":141},", normalisé par l'ANC, reprend ces trois catégories pour donner une vision synthétique de la variation de trésorerie sur l'exercice. Pour aller plus loin sur la structuration de ces flux, consultez notre guide sur le ",{"text":523,"type":141,"marks":524},"plan de financement",[525,528],{"type":329,"attrs":526},{"href":527,"uuid":26,"anchor":26,"target":332,"linktype":120},"https://www.spendesk.com/fr/blog/plan-de-financement/",{"type":262},{"text":499,"type":141},{"type":254,"attrs":531,"content":532},{"level":256,"textAlign":26},[533],{"text":534,"type":141,"marks":535},"Cash flow positif, négatif : ce que ça dit vraiment",[536],{"type":262},{"type":135,"attrs":538,"content":539},{"textAlign":26,"key":345},[540,542,546],{"text":541,"type":141},"Un ",{"text":543,"type":141,"marks":544},"cash flow positif",[545],{"type":262},{"text":547,"type":141},", c'est la capacité à rembourser des dettes, à investir, à constituer des réserves ou à distribuer des dividendes. C'est le signe d'un modèle économique qui tient.",{"type":135,"attrs":549,"content":550},{"textAlign":26,"key":357},[551,552,556],{"text":541,"type":141},{"text":553,"type":141,"marks":554},"cash flow négatif",[555],{"type":262},{"text":557,"type":141}," n'est pas systématiquement alarmant. Deux situations le justifient : un investissement ponctuel important, ou une saisonnalité marquée qui concentre les encaissements sur certains mois. Dans les deux cas, le creux est temporaire et prévisible.",{"type":135,"attrs":559,"content":560},{"textAlign":26,"key":367},[561,563,567,569,576],{"text":562,"type":141},"Ce qui doit alerter, c'est le ",{"text":564,"type":141,"marks":565},"cash flow structurellement négatif sur plusieurs trimestres consécutifs",[566],{"type":262},{"text":568,"type":141},". Là, c'est la capacité à couvrir les charges courantes qui est en question. Sans correction, cette trajectoire mène à la cessation de paiements. Savoir ",{"text":570,"type":141,"marks":571},"anticiper un problème de trésorerie",[572,575],{"type":329,"attrs":573},{"href":574,"uuid":26,"anchor":26,"target":332,"linktype":120},"https://www.spendesk.com/fr/blog/gerer-anticiper-probleme-tresorerie/",{"type":262},{"text":577,"type":141}," devient alors la priorité absolue du DAF.",{"type":135,"attrs":579,"content":580},{"textAlign":26,"key":383},[581,585,587,591],{"text":582,"type":141,"marks":583},"Le piège classique en PME en croissance :",[584],{"type":262},{"text":586,"type":141}," résultat positif + cash flow négatif. Une entreprise de services qui recrute 20 personnes sur un trimestre engage immédiatement des charges salariales — mais les nouveaux contrats ne génèrent du chiffre d'affaires que plusieurs semaines plus tard. Le résultat comptable reste positif, la trésorerie se tend. Le cash flow se redresse ",{"text":588,"type":141,"marks":589},"une fois les nouveaux contrats pleinement opérationnels",[590],{"type":262},{"text":499,"type":141},{"type":254,"attrs":593,"content":594},{"level":256,"textAlign":26},[595],{"text":596,"type":141,"marks":597},"Cinq leviers pour améliorer votre cash flow",[598],{"type":262},{"type":135,"attrs":600,"content":601},{"textAlign":26,"key":402},[602,606,608,610],{"text":603,"type":141,"marks":604},"1. Facturer sans délai",[605],{"type":262},{"text":607,"type":141}," ",{"type":609},"hard_break",{"text":611,"type":141},"Chaque jour gagné entre livraison et émission de facture réduit mécaniquement votre délai d'encaissement. Passer de 60 à 30 jours sur un portefeuille de créances de 500 000 € libère une trésorerie significative.",{"type":135,"attrs":613,"content":614},{"textAlign":26,"key":414},[615,619,620,621],{"text":616,"type":141,"marks":617},"2. Structurer les relances",[618],{"type":262},{"text":607,"type":141},{"type":609},{"text":622,"type":141},"Un calendrier automatisé à J+5, J+15 et J+30 après échéance réduit les impayés sans mobiliser de temps de gestion. C'est l'un des leviers les plus rapides à activer.",{"type":135,"attrs":624,"content":626},{"textAlign":26,"key":625},"p-11",[627,631,632,633,635,639],{"text":628,"type":141,"marks":629},"3. Piloter les décaissements en amont",[630],{"type":262},{"text":607,"type":141},{"type":609},{"text":634,"type":141},"Exigez une validation préalable pour tout engagement au-delà d'un seuil défini. Cette discipline permet à l'équipe finance de connaître les engagements à venir et d'ajuster le ",{"text":636,"type":141,"marks":637},"plan de trésorerie",[638],{"type":262},{"text":640,"type":141}," avant que les sorties se matérialisent.",{"type":135,"attrs":642,"content":644},{"textAlign":26,"key":643},"p-12",[645,649,650,651],{"text":646,"type":141,"marks":647},"4. Optimiser le BFR",[648],{"type":262},{"text":607,"type":141},{"type":609},{"text":652,"type":141},"Négocier des délais fournisseurs plus longs (sans fragiliser la relation) et réduire les stocks : chaque euro immobilisé est un euro qui ne travaille pas pour votre trésorerie.",{"type":135,"attrs":654,"content":656},{"textAlign":26,"key":655},"p-13",[657,661,662,663,664,670],{"text":658,"type":141,"marks":659},"5. Anticiper avec un plan glissant",[660],{"type":262},{"text":607,"type":141},{"type":609},{"text":541,"type":141},{"text":636,"type":141,"marks":665},[666,669],{"type":329,"attrs":667},{"href":668,"uuid":26,"anchor":26,"target":332,"linktype":120},"https://www.spendesk.com/fr/blog/plan-de-tresorerie-entreprise/",{"type":262},{"text":671,"type":141}," sur trois à six mois, actualisé chaque mois, permet de détecter les creux avant qu'ils surviennent, et de prendre des décisions à l'avance : décaler un investissement, solliciter une ligne de crédit, accélérer une campagne de relance.",{"type":254,"attrs":673,"content":674},{"level":256,"textAlign":26},[675],{"text":676,"type":141,"marks":677},"Tableau de flux et plan de trésorerie : deux outils, deux fonctions",[678],{"type":262},{"type":135,"attrs":680,"content":682},{"textAlign":26,"key":681},"p-14",[683],{"text":684,"type":141},"Ces deux outils sont complémentaires, mais pas interchangeables.",{"type":135,"attrs":686,"content":688},{"textAlign":26,"key":687},"p-15",[689,693],{"text":690,"type":141,"marks":691},"Le tableau de flux de trésorerie",[692],{"type":262},{"text":694,"type":141}," est un document comptable normalisé par le PCG. Il retrace sur un exercice complet les flux d'exploitation, d'investissement et de financement, et explique la variation globale de trésorerie. Pour les PME soumises à publication de comptes annuels, il révèle si la trésorerie générée provient de l'exploitation, de cessions d'actifs ou d'endettement supplémentaire.",{"type":135,"attrs":696,"content":698},{"textAlign":26,"key":697},"p-16",[699,703,705,709],{"text":700,"type":141,"marks":701},"Le plan de trésorerie",[702],{"type":262},{"text":704,"type":141}," est un outil de gestion opérationnelle. Projeté sur trois à six mois, il liste semaine par semaine les encaissements et décaissements prévus. Un point souvent sous-estimé : la ",{"text":706,"type":141,"marks":707},"déclaration CA3",[708],{"type":262},{"text":710,"type":141}," (TVA mensuelle auprès de la DGFiP) génère un décaissement récurrent qu'il faut impérativement intégrer. Un oubli peut créer un creux non anticipé en milieu de mois.",{"type":135,"attrs":712,"content":714},{"textAlign":26,"key":713},"p-17",[715,717,718,719,723,724],{"text":716,"type":141},"Le tableau analyse le passé, le plan anticipe l'avenir. Un DAF rigoureux utilise les deux.",{"type":609},{"type":609},{"text":720,"type":141,"marks":721},"Vous souhaitez reprendre le contrôle sur les dépenses de votre PME et piloter votre cash flow avec une visibilité en temps réel ?",[722],{"type":262},{"text":607,"type":141},{"text":725,"type":141,"marks":726},"Découvrez comment Spendesk unifie la gestion des dépenses pour les équipes finance.",[727],{"type":329,"attrs":728},{"href":729,"uuid":26,"anchor":26,"target":332,"linktype":120},"https://cta-redirect.hubspot.com/cta/redirect/2694209/03098c55-28b6-455d-827f-0aa7abdb09f5",{"type":135,"attrs":731,"content":733},{"textAlign":26,"key":732},"p-18",[734,741,743,746],{"text":735,"type":141,"marks":736},"Spendesk",[737,740],{"type":329,"attrs":738},{"href":739,"uuid":26,"anchor":26,"target":332,"linktype":120},"https://www.spendesk.com/fr/",{"type":262},{"text":742,"type":141},", établissement de paiement agréé par l'ACPR (licence 17518), centralise en temps réel l'ensemble des dépenses de l'entreprise (cartes corporate, factures fournisseurs, notes de frais). Les engagements validés mais non encore décaissés, les abonnements récurrents et les factures en attente sont visibles dans un flux unique, sans ressaisie. Le DAF dispose ainsi d'une base fiable pour construire ses prévisions de ",{"text":280,"type":141,"marks":744},[745],{"type":262},{"text":747,"type":141}," et piloter en avance de phase, plutôt qu'en mode rétrospectif.",{"name":749,"created_at":750,"published_at":16,"updated_at":751,"id":752,"uuid":753,"content":754,"slug":761,"full_slug":762,"sort_by_date":26,"position":27,"tag_list":763,"is_startpage":29,"parent_id":764,"meta_data":26,"group_id":765,"first_published_at":766,"release_id":26,"lang":33,"path":26,"alternates":767,"default_full_slug":768,"translated_slugs":769,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":755,"icon":756,"name":749,"component":760},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":757,"alt":758,"name":51,"focus":51,"title":51,"filename":759,"copyright":51,"fieldtype":116,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[770,771,772],{"path":768,"name":26,"lang":33,"published":26},{"path":768,"name":26,"lang":39,"published":26},{"path":768,"name":26,"lang":41,"published":26},[33],[],[],"2026-06-12 00:00",[778],{"_uid":779,"asset":780,"caption":51,"component":296},"94df491d-5b57-475b-8e2b-9c0b9ab36ef4",{"id":781,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":782,"copyright":51,"fieldtype":116,"meta_data":783,"is_external_url":29},21785633,"https://a.storyblok.com/f/146026/3060x2040/4cf07a2704/procurement-manager_header.png",{},"Cash flow : définition, formules de calcul (CFO, free cash flow) et leviers concrets pour améliorer la trésorerie de votre PME. Guide complet pour les DAF.",[],[787],{"cta":788,"_uid":789,"items":790,"heading":842,"reverse":29,"component":865,"sectionSettings":866},[],"9f4994c7-e987-48cd-867e-6140b39dc84b",[791,802,812,822,832],{"_uid":792,"hide":29,"title":793,"component":794,"description":795},"dc08235c-92a3-471e-aa7d-ec72d6c3465a","Comment traduire “cash flow” en français ?","faqItem",{"type":132,"content":796},[797],{"type":135,"attrs":798,"content":799},{"textAlign":26,"key":137},[800],{"text":801,"type":141},"L’équivalent français est “flux de trésorerie”. Dans la pratique, les professionnels de la finance utilisent indifféremment les deux termes. Le PCG et l’ANC emploient “tableau des flux de trésorerie” dans leurs textes normatifs.",{"_uid":803,"hide":29,"title":804,"component":794,"description":805},"76939d01-80ac-406d-ac68-1dc19e65a8a1","Qu’est-ce que le cash pooling ?",{"type":132,"content":806},[807],{"type":135,"attrs":808,"content":809},{"textAlign":26,"key":137},[810],{"text":811,"type":141},"Le cash pooling est une technique de gestion de trésorerie utilisée par les groupes multi-entités. Il consiste à centraliser les soldes bancaires de plusieurs filiales sur un compte unique pour optimiser la trésorerie globale, en compensant les excédents des unes avec les besoins des autres.",{"_uid":813,"hide":29,"title":814,"component":794,"description":815},"fac9d191-26a7-42b8-9fb3-710f4fadaf2f","Le cash flow peut-il être négatif sans que l’entreprise soit en danger ?",{"type":132,"content":816},[817],{"type":135,"attrs":818,"content":819},{"textAlign":26,"key":137},[820],{"text":821,"type":141},"Oui, dans deux cas fréquents : un investissement ponctuel important ou une saisonnalité marquée. Le signal d’alerte survient quand le cash flow reste négatif sur plusieurs trimestres consécutifs sans explication structurelle.",{"_uid":823,"hide":29,"title":824,"component":794,"description":825},"dffc6104-d8ea-46ae-be7d-9e2bb991e7bd","Quelle est la différence entre cash flow et résultat net ?",{"type":132,"content":826},[827],{"type":135,"attrs":828,"content":829},{"textAlign":26,"key":137},[830],{"text":831,"type":141},"Le résultat net inclut des écritures comptables sans impact de trésorerie (amortissements, provisions). Le cash flow ne retient que les mouvements réels d’argent. Une entreprise peut afficher un bénéfice net tout en manquant de liquidités.",{"_uid":833,"hide":29,"title":834,"component":794,"description":835},"985e7d6f-893a-4760-802c-0b331a306fdf","Quelle est la formule du cash flow ?",{"type":132,"content":836},[837],{"type":135,"attrs":838,"content":839},{"textAlign":26,"key":137},[840],{"text":841,"type":141},"La formule directe est : produits encaissés moins charges décaissées. En méthode indirecte, le cash flow opérationnel se calcule ainsi : résultat net, plus amortissements et provisions, moins la variation du BFR.",[843],{"cta":844,"_uid":845,"title":846,"eyebrow":853,"subtitle":860,"component":254,"textAlign":51,"eyebrowPill":29,"flexibleSection":863,"sectionSettings":864,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":51},[],"d6f717fc-977e-4c61-950c-2eb5456901dc",{"type":132,"content":847},[848],{"type":254,"attrs":849,"content":850},{"level":256,"textAlign":26},[851],{"text":852,"type":141},"Les questions qu'on nous pose souvent",{"type":132,"content":854},[855],{"type":135,"attrs":856,"content":857},{"textAlign":26},[858],{"text":859,"type":141},"FAQ",{"type":132,"content":861},[862],{"type":135},[],[],"faqSection",[],"cash-flow-tout-comprendre","fr/blog/cash-flow-tout-comprendre",-590,[],176386517,"1c0c0162-e38a-46c7-a692-721ee303aedb","2026-06-12T15:18:14.870Z",[],"blog/cash-flow-tout-comprendre",[877,878,879],{"path":875,"name":26,"lang":33,"published":26},{"path":875,"name":26,"lang":39,"published":26},{"path":875,"name":26,"lang":41,"published":26},{"header":881,"footer":1586,"commonContent":2001,"userCentricsAndSegmentMappingTable":2180},{"name":882,"created_at":883,"published_at":884,"updated_at":885,"id":886,"uuid":887,"content":888,"slug":1387,"full_slug":1573,"sort_by_date":26,"position":27,"tag_list":1574,"is_startpage":29,"parent_id":1576,"meta_data":26,"group_id":1577,"first_published_at":1578,"release_id":26,"lang":33,"path":1579,"alternates":1580,"default_full_slug":1581,"translated_slugs":1582},"Header","2022-03-03T10:18:44.837Z","2026-10-29T11:36:19.639Z","2026-10-29T11:36:19.664Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":889,"logo":890,"navbar":894,"loginBtn":1386,"component":1387,"languages":1388,"logoBlack":1407,"logoWhite":1411,"topNavbar":1416,"footerLinks":1425,"socialLinks":1444,"homepageLink":1485,"getStartedBtn":1497,"announcementBanner":1512,"localeSwitcherTitle":1572},"d642d99f-3914-487e-abe1-9515eca76325",{"id":891,"alt":735,"name":51,"focus":51,"title":735,"source":51,"filename":892,"copyright":51,"fieldtype":116,"meta_data":893,"is_external_url":29},4112223,"https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[895,1104,1116,1129,1306],{"_uid":896,"label":897,"columns":898,"component":1067,"headingNewBranding":1068},"99e54924-f77d-4501-978a-b578da0140ca","Produit",[899,984],{"_uid":900,"ctas":901,"label":897,"component":982,"labelColor":51,"backgroundIconColor":983},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[902,919,935,950,966],{"tag":51,"_uid":903,"hide":29,"icon":904,"link":908,"type":51,"label":918,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":905,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":906,"copyright":51,"fieldtype":116,"meta_data":907,"is_external_url":29},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":909,"url":51,"linktype":910,"fieldtype":121,"cached_url":911,"prep":42,"story":912},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","story","/fr/platform/mcp",{"name":913,"id":914,"uuid":909,"slug":915,"url":916,"full_slug":917,"_stopResolving":42},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Spendesk AI Connect",{"tag":51,"_uid":920,"icon":921,"link":925,"type":51,"label":934,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":922,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":923,"copyright":51,"fieldtype":116,"meta_data":924,"is_external_url":29},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":926,"url":51,"linktype":910,"fieldtype":121,"cached_url":927,"prep":42,"story":928},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/fr/product/cards/",{"name":929,"id":930,"uuid":926,"slug":931,"url":932,"full_slug":933,"_stopResolving":42},"Cards",193401086247857,"cards","product/cards/","fr/product/cards/","Cartes de paiements",{"tag":51,"_uid":936,"hide":29,"icon":937,"link":941,"type":51,"label":945,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":938,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":939,"copyright":51,"fieldtype":116,"meta_data":940,"is_external_url":29},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":942,"url":51,"linktype":910,"fieldtype":121,"cached_url":943,"prep":42,"story":944},"54aaf12a-503f-42e6-afbc-61919d53f941","/fr/product/procurement",{"name":945,"id":946,"uuid":942,"slug":947,"url":948,"full_slug":949,"_stopResolving":42},"Procurement",193401601446119,"procurement","product/procurement","fr/product/procurement",{"tag":51,"_uid":951,"hide":29,"icon":952,"link":956,"type":51,"label":965,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":953,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":954,"copyright":51,"fieldtype":116,"meta_data":955,"is_external_url":29},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":957,"url":51,"linktype":910,"fieldtype":121,"cached_url":958,"prep":42,"story":959},"5a15816c-5303-499e-9774-f4eab6597303","/fr/product/accounts-payable",{"name":960,"id":961,"uuid":957,"slug":962,"url":963,"full_slug":964,"_stopResolving":42},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","fr/product/accounts-payable","Factures fournisseurs (PA)",{"tag":51,"_uid":967,"icon":968,"link":972,"type":51,"label":981,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":969,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":970,"copyright":51,"fieldtype":116,"meta_data":971,"is_external_url":29},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":973,"url":51,"linktype":910,"fieldtype":121,"cached_url":974,"prep":42,"story":975},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/fr/product/expense-management",{"name":976,"id":977,"uuid":973,"slug":978,"url":979,"full_slug":980,"_stopResolving":42},"Expense Management",193401429506811,"expense-management","product/expense-management","fr/product/expense-management","Notes de frais","ctasColumn","--color-accent-06",{"_uid":985,"ctas":986,"label":1066,"component":982,"labelColor":51,"backgroundIconColor":983},"c7e769a0-95c8-49e3-a177-8c7061def31b",[987,1003,1019,1035,1051],{"tag":51,"_uid":988,"hide":29,"icon":989,"link":993,"type":51,"label":1002,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":990,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":991,"copyright":51,"fieldtype":116,"meta_data":992,"is_external_url":29},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":994,"url":51,"linktype":910,"fieldtype":121,"cached_url":995,"prep":42,"story":996},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/fr/platform/spends-controls",{"name":997,"id":998,"uuid":994,"slug":999,"url":1000,"full_slug":1001,"_stopResolving":42},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","fr/platform/spend-controls","Contrôles des dépenses",{"tag":51,"_uid":1004,"hide":29,"icon":1005,"link":1009,"type":51,"label":1018,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":1006,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1007,"copyright":51,"fieldtype":116,"meta_data":1008,"is_external_url":29},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1010,"url":51,"linktype":910,"fieldtype":121,"cached_url":1011,"prep":42,"story":1012},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/fr/platform/ai-automation",{"name":1013,"id":1014,"uuid":1010,"slug":1015,"url":1016,"full_slug":1017,"_stopResolving":42},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","fr/platform/ai-automation","IA",{"tag":51,"_uid":1020,"hide":29,"icon":1021,"link":1025,"type":51,"label":1034,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":1022,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1023,"copyright":51,"fieldtype":116,"meta_data":1024,"is_private":29,"is_external_url":29},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1026,"url":51,"linktype":910,"fieldtype":121,"cached_url":1027,"prep":42,"story":1028},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1029,"id":1030,"uuid":1026,"slug":1031,"url":1032,"full_slug":1033,"_stopResolving":42},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":51,"_uid":1036,"icon":1037,"link":1041,"type":51,"label":1050,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1038,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1039,"copyright":51,"fieldtype":116,"meta_data":1040,"is_external_url":29},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1042,"url":51,"linktype":910,"fieldtype":121,"cached_url":1043,"prep":42,"story":1044},"3d432995-4a9f-417f-b7d9-48e760bf8646","/fr/product/multi-entity-management",{"name":1045,"id":1046,"uuid":1042,"slug":1047,"url":1048,"full_slug":1049,"_stopResolving":42},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","fr/product/multi-entity-management","Gestion multi-entités",{"tag":51,"_uid":1052,"icon":1053,"link":1057,"type":51,"label":1061,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":1054,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1055,"copyright":51,"fieldtype":116,"meta_data":1056,"is_external_url":29},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1058,"url":51,"linktype":910,"fieldtype":121,"cached_url":1059,"prep":42,"story":1060},"b419cae8-61d4-4ab4-919b-71875ceab832","/fr/product/budget",{"name":1061,"id":1062,"uuid":1058,"slug":1063,"url":1064,"full_slug":1065,"_stopResolving":42},"Budget",193401384269658,"budget","product/budget","fr/product/budget"," Plateforme","dropdownMenu",[1069],{"cta":1070,"_uid":1085,"title":1086,"eyebrow":1093,"subtitle":1096,"component":254,"textAlign":51,"sectionSettings":1103,"subtitleLeftBorder":29},[1071],{"tag":51,"_uid":1072,"hide":29,"icon":1073,"link":1074,"type":51,"label":1084,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":116},{"id":1075,"url":51,"linktype":910,"fieldtype":121,"cached_url":1076,"prep":42,"story":1077},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","/fr/platform/platform-releases/october-update-2026",{"name":1078,"id":1079,"uuid":1075,"slug":1080,"url":1081,"translated_name":1082,"full_slug":1083,"_stopResolving":42},"October update 2026",225204977508410,"october-update-2026","platform/platform-releases/october-update-2026","Octobre 2026 Nouveautes","fr/platform/platform-releases/octobre-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":132,"content":1087},[1088],{"type":135,"attrs":1089,"content":1090},{"textAlign":26,"key":137},[1091],{"text":1092,"type":141},"Quoi de neuf",{"type":132,"content":1094},[1095],{"type":135},{"type":132,"content":1097},[1098],{"type":135,"attrs":1099,"content":1100},{"textAlign":26,"key":137},[1101],{"text":1102,"type":141},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":51,"_uid":1105,"hide":29,"icon":1106,"link":1107,"type":51,"label":1115,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"3e099d1d-7633-470a-b225-70ff55117055",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":116},{"id":1108,"url":51,"linktype":910,"fieldtype":121,"cached_url":1109,"prep":42,"story":1110},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1111,"id":1112,"uuid":1108,"slug":1113,"url":1113,"full_slug":1114,"_stopResolving":42},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":51,"_uid":1117,"icon":1118,"link":1119,"type":51,"label":1128,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":116},{"id":1120,"url":51,"linktype":910,"fieldtype":121,"cached_url":1121,"prep":42,"story":1122},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1123,"id":1124,"uuid":1120,"slug":1125,"url":1126,"full_slug":1127,"_stopResolving":42},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1130,"label":1131,"columns":1132,"component":1067,"headingNewBranding":1305},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1133,1199,1274],{"_uid":1134,"ctas":1135,"label":1197,"component":982,"labelColor":51,"backgroundIconColor":1198},"705444cd-cbfb-417a-99c3-8481453ed293",[1136,1152,1168,1181],{"tag":51,"_uid":1137,"icon":1138,"link":1142,"type":51,"label":1151,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1139,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1140,"copyright":51,"fieldtype":116,"meta_data":1141,"is_private":29,"is_external_url":29},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1143,"url":51,"linktype":910,"fieldtype":121,"cached_url":1144,"prep":42,"story":1145},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1146,"id":1147,"uuid":1143,"slug":1148,"url":1149,"full_slug":1150,"_stopResolving":42},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":51,"_uid":1153,"hide":29,"icon":1154,"link":1158,"type":51,"label":1167,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1155,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1156,"copyright":51,"fieldtype":116,"meta_data":1157,"is_external_url":29},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1159,"url":51,"linktype":910,"fieldtype":121,"cached_url":1160,"prep":42,"story":1161},"06849c8d-cf20-4692-b0d3-1a26c8b49950","/fr/events/",{"name":1162,"id":1163,"uuid":1159,"slug":1164,"url":1165,"full_slug":1166,"_stopResolving":42},"Events listing page",86201135839603,"events","events/","fr/events/","Événements et webinaires",{"tag":51,"_uid":1169,"hide":29,"icon":1170,"link":1174,"type":51,"label":859,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1171,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1172,"copyright":51,"fieldtype":116,"meta_data":1173,"is_external_url":29},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1175,"url":51,"linktype":910,"fieldtype":121,"cached_url":1176,"prep":42,"story":1177},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":859,"id":1178,"uuid":1175,"slug":1179,"url":1179,"full_slug":1180,"_stopResolving":42},126231937,"faq","fr/faq",{"tag":51,"_uid":1182,"hide":29,"icon":1183,"link":1187,"type":51,"label":1196,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1184,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1185,"copyright":51,"fieldtype":116,"meta_data":1186,"is_external_url":29},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1188,"url":51,"linktype":910,"fieldtype":121,"cached_url":1189,"prep":42,"story":1190},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1191,"id":1192,"uuid":1188,"slug":1193,"url":1194,"full_slug":1195,"_stopResolving":42},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1200,"ctas":1201,"label":1273,"component":982,"labelColor":51,"backgroundIconColor":1198},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1202,1214,1229,1245,1261],{"tag":51,"_uid":1203,"hide":29,"icon":1204,"link":1206,"type":51,"label":1210,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1006,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1007,"copyright":51,"fieldtype":116,"meta_data":1205,"is_external_url":29},{},{"id":1207,"url":51,"linktype":910,"fieldtype":121,"cached_url":1208,"prep":42,"story":1209},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1210,"id":1211,"uuid":1207,"slug":1212,"url":1212,"full_slug":1213,"_stopResolving":42},"AI Hub",114865617041697,"ai","fr/ai",{"tag":51,"_uid":1215,"icon":1216,"link":1220,"type":51,"label":1228,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1217,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1218,"copyright":51,"fieldtype":116,"meta_data":1219,"is_external_url":29},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1221,"url":51,"linktype":910,"fieldtype":121,"cached_url":1222,"prep":42,"story":1223},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1224,"id":1225,"uuid":1221,"slug":1226,"url":1226,"full_slug":1227,"_stopResolving":42},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":51,"_uid":1230,"hide":29,"icon":1231,"link":1235,"type":51,"label":1244,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1232,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1233,"copyright":51,"fieldtype":116,"meta_data":1234,"is_external_url":29},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1236,"url":51,"linktype":910,"fieldtype":121,"cached_url":1237,"prep":42,"story":1238},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1239,"id":1240,"uuid":1236,"slug":1241,"url":1242,"full_slug":1243,"_stopResolving":42},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":51,"_uid":1246,"hide":29,"icon":1247,"link":1251,"type":51,"label":1260,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1248,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1249,"copyright":51,"fieldtype":116,"meta_data":1250,"is_external_url":29},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1252,"url":51,"linktype":910,"fieldtype":121,"cached_url":1253,"prep":42,"story":1254},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1255,"id":1256,"uuid":1252,"slug":1257,"url":1258,"full_slug":1259,"_stopResolving":42},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":51,"_uid":1262,"icon":1263,"link":1265,"type":51,"label":1272,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"hide":42},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":953,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":954,"copyright":51,"fieldtype":116,"meta_data":1264,"is_external_url":29},{},{"id":1266,"url":51,"linktype":910,"fieldtype":121,"cached_url":1267,"prep":42,"story":1268},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1269,"id":1270,"uuid":1266,"slug":1269,"url":1271,"full_slug":1271,"_stopResolving":42},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1275,"ctas":1276,"label":1304,"component":982,"backgroundIconColor":1198},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1277,1286,1295],{"tag":51,"_uid":1278,"icon":1279,"link":1283,"type":51,"label":1285,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1280,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1281,"copyright":51,"fieldtype":116,"meta_data":1282,"is_external_url":29},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":51,"url":1284,"linktype":120,"fieldtype":121,"cached_url":1284},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":51,"_uid":1287,"icon":1288,"link":1292,"type":51,"label":1294,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1289,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1290,"copyright":51,"fieldtype":116,"meta_data":1291,"is_external_url":29},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":51,"url":1293,"linktype":120,"cached_url":1293},"https://www.cfoconnect.eu/fr/events/","Événements CFO Connect",{"tag":51,"_uid":1296,"icon":1297,"link":1301,"type":51,"label":1303,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1298,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1299,"copyright":51,"fieldtype":116,"meta_data":1300,"is_private":29,"is_external_url":29},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":51,"url":1302,"linktype":120,"cached_url":1302},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1307,"label":1308,"columns":1309,"component":1067,"headingNewBranding":1385},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1310,1351],{"_uid":1311,"ctas":1312,"label":1308,"component":982,"labelColor":51,"backgroundIconColor":983},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1313,1326,1335],{"tag":51,"_uid":1314,"hide":29,"icon":1315,"link":1317,"type":51,"label":1325,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1038,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1039,"copyright":51,"fieldtype":116,"meta_data":1316,"is_private":29,"is_external_url":29},{},{"id":1318,"url":51,"linktype":910,"fieldtype":121,"cached_url":1319,"prep":42,"story":1320},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1321,"id":1322,"uuid":1318,"slug":1323,"url":1323,"full_slug":1324,"_stopResolving":42},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":51,"_uid":1327,"hide":29,"icon":1328,"link":1332,"type":51,"label":1334,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1329,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1330,"copyright":51,"fieldtype":116,"meta_data":1331,"is_external_url":29},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":51,"url":1333,"linktype":120,"fieldtype":121,"cached_url":1333},"https://career.spendesk.com/fr/","Carrières",{"tag":51,"_uid":1336,"hide":29,"icon":1337,"link":1341,"type":51,"label":1350,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1338,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1339,"copyright":51,"fieldtype":116,"meta_data":1340,"is_external_url":29},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1342,"url":51,"linktype":910,"fieldtype":121,"cached_url":1343,"prep":42,"story":1344},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1345,"id":1346,"uuid":1342,"slug":1347,"url":1348,"full_slug":1349,"_stopResolving":42},"Spendesk Press",265014512,"press","press/","fr/press/","Presse",{"_uid":1352,"ctas":1353,"label":607,"component":982,"labelColor":51,"backgroundIconColor":983},"59a11592-e6cb-405d-8208-9e3c365ac046",[1354,1370],{"tag":51,"_uid":1355,"hide":29,"icon":1356,"link":1360,"type":51,"label":1369,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1357,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1358,"copyright":51,"fieldtype":116,"meta_data":1359,"is_private":29,"is_external_url":29},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1361,"url":51,"linktype":910,"fieldtype":121,"cached_url":1362,"prep":42,"story":1363},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1364,"id":1365,"uuid":1361,"slug":1366,"url":1367,"full_slug":1368,"_stopResolving":42},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":51,"_uid":1371,"hide":29,"icon":1372,"link":1376,"type":51,"label":1384,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1373,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1374,"copyright":51,"fieldtype":116,"meta_data":1375,"is_private":29,"is_external_url":29},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1377,"url":51,"linktype":910,"fieldtype":121,"cached_url":1378,"prep":42,"story":1379},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1380,"id":1381,"uuid":1377,"slug":1382,"url":1382,"full_slug":1383,"_stopResolving":42},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter",[],"Se connecter","header",[1389,1394,1399,1403],{"_uid":1390,"code":39,"name":1391,"component":1392,"shortName":1393},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1395,"code":1396,"name":1397,"component":1392,"shortName":1398},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1400,"code":41,"name":1401,"component":1392,"shortName":1402},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1404,"code":33,"name":1405,"component":1392,"shortName":1406},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1408,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1409,"copyright":51,"fieldtype":116,"meta_data":1410,"is_external_url":29},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1412,"alt":735,"name":51,"focus":51,"title":1413,"source":51,"filename":1414,"copyright":51,"fieldtype":116,"meta_data":1415,"is_external_url":29},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1417],{"tag":51,"_uid":1418,"hide":29,"icon":1419,"link":1421,"type":51,"label":1423,"style":122,"component":123,"onClickEvent":1424,"openInANewTab":42,"horizontalFill":29},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1420},{},{"id":51,"url":1422,"linktype":120,"fieldtype":121,"cached_url":1422},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[1426,1431],{"tag":51,"_uid":1427,"hide":29,"icon":1428,"link":1430,"type":51,"label":1423,"style":122,"component":123,"onClickEvent":1424,"openInANewTab":42,"horizontalFill":29},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1429},{},{"id":51,"url":1422,"linktype":120,"fieldtype":121,"cached_url":1422},{"tag":51,"_uid":1432,"hide":29,"icon":1433,"link":1435,"type":51,"label":1443,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":116,"meta_data":1434,"is_external_url":29},{},{"id":1436,"url":51,"linktype":910,"fieldtype":121,"cached_url":1437,"prep":42,"story":1438},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1439,"id":1440,"uuid":1436,"slug":1441,"url":1441,"full_slug":1442,"_stopResolving":42},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",[1445,1453,1461,1469,1477],{"tag":51,"_uid":1446,"icon":1447,"link":1451,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1448,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1449,"copyright":51,"fieldtype":116,"meta_data":1450,"is_external_url":29},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":51,"url":1452,"linktype":120,"fieldtype":121,"cached_url":1452},"https://www.facebook.com/spendesk/",{"tag":51,"_uid":1454,"icon":1455,"link":1459,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1456,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1457,"copyright":51,"fieldtype":116,"meta_data":1458,"is_private":29,"is_external_url":29},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":51,"url":1460,"linktype":120,"fieldtype":121,"cached_url":1460},"https://www.instagram.com/spendesk",{"tag":51,"_uid":1462,"icon":1463,"link":1467,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1464,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1465,"copyright":51,"fieldtype":116,"meta_data":1466,"is_private":29,"is_external_url":29},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":51,"url":1468,"linktype":120,"fieldtype":121,"cached_url":1468},"https://www.linkedin.com/company/spendesk/",{"tag":51,"_uid":1470,"icon":1471,"link":1475,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1472,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1473,"copyright":51,"fieldtype":116,"meta_data":1474,"is_private":29,"is_external_url":29},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":51,"url":1476,"linktype":120,"fieldtype":121,"cached_url":1476},"https://x.com/Spendesk",{"tag":51,"_uid":1478,"hide":29,"icon":1479,"link":1483,"type":51,"label":51,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":42,"horizontalFill":29},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1480,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1481,"copyright":51,"fieldtype":116,"meta_data":1482,"is_private":29,"is_external_url":29},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":51,"url":1484,"linktype":120,"fieldtype":121,"cached_url":1484},"https://www.youtube.com/c/spendesk",[1486],{"tag":51,"_uid":1487,"hide":29,"icon":1488,"link":1489,"type":51,"label":51,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":116},{"id":1490,"url":51,"linktype":910,"fieldtype":121,"cached_url":1491,"prep":42,"story":1492},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":1493,"id":1494,"uuid":1490,"slug":1495,"url":1495,"full_slug":1496,"_stopResolving":42},"Homepage",106735746,"home","fr/home",[1498],{"tag":51,"_uid":1499,"hide":29,"icon":1500,"link":1501,"type":51,"label":1510,"style":122,"component":123,"onClickEvent":1511,"openInANewTab":29,"horizontalFill":29},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":1502,"url":51,"anchor":51,"linktype":910,"fieldtype":121,"cached_url":1503,"prep":42,"story":1504},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":1505,"id":1506,"uuid":1502,"slug":1507,"url":1508,"full_slug":1509,"_stopResolving":42},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[1513],{"_uid":1514,"hide":29,"style":1515,"content":1516,"display":1547,"component":1548,"hideOnMobile":29,"mobileContent":1549},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":132,"attrs":1517,"content":1518},{"backgroundColor":26},[1519],{"type":135,"attrs":1520,"content":1521},{"textAlign":26,"key":137},[1522,1530,1532,1537,1539],{"text":1523,"type":141,"marks":1524},"Spendesk AI: ",[1525,1529],{"type":1526,"attrs":1527},"textStyle",{"color":1528},"#1F1F1F",{"type":262},{"text":1531,"type":141},"L’IA gère le répétitif. Vous gardez la main",{"text":1533,"type":141,"marks":1534},". ",[1535],{"type":1526,"attrs":1536},{"color":1528},{"text":1538,"type":141},"👉 ",{"text":1540,"type":141,"marks":1541},"En savoir plus",[1542,1546],{"type":329,"attrs":1543},{"href":1011,"uuid":1010,"anchor":26,"target":1544,"linktype":910,"story":1545},"_self",{"name":1013,"id":1014,"uuid":1010,"slug":1015,"url":1016,"full_slug":1017,"_stopResolving":42},{"type":262},"Whole website","announcementBanner",{"type":132,"attrs":1550,"content":1551},{"backgroundColor":26},[1552],{"type":135,"attrs":1553,"content":1554},{"textAlign":26,"key":137},[1555,1560,1561,1565,1566],{"text":1523,"type":141,"marks":1556},[1557,1559],{"type":1526,"attrs":1558},{"color":1528},{"type":262},{"text":1531,"type":141},{"text":1533,"type":141,"marks":1562},[1563],{"type":1526,"attrs":1564},{"color":1528},{"text":1538,"type":141},{"text":1540,"type":141,"marks":1567},[1568,1571],{"type":329,"attrs":1569},{"href":1011,"uuid":1010,"anchor":26,"target":1544,"linktype":910,"story":1570},{"name":1013,"id":1014,"uuid":1010,"slug":1015,"url":1016,"full_slug":1017,"_stopResolving":42},{"type":262},"Sélectionnez votre langue","fr/global-components/header",[1575],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1583,1584,1585],{"path":1581,"name":26,"lang":33,"published":26},{"path":1581,"name":26,"lang":39,"published":26},{"path":1581,"name":26,"lang":41,"published":26},{"name":1587,"created_at":1588,"published_at":1589,"updated_at":1590,"id":1591,"uuid":1592,"content":1593,"slug":1807,"full_slug":1990,"sort_by_date":26,"position":1991,"tag_list":1992,"is_startpage":29,"parent_id":1576,"meta_data":26,"group_id":1993,"first_published_at":1994,"release_id":26,"lang":33,"path":1149,"alternates":1995,"default_full_slug":1996,"translated_slugs":1997},"Footer","2022-03-03T10:27:46.390Z","2026-11-05T16:18:15.983Z","2026-11-05T16:18:16.023Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1594,"lists":1595,"component":1807,"logoLinks":1808,"legalLinks":1825,"socialLinks":1883,"newsletterForm":1909,"complianceLogos":1949,"newsletterTitle":1958,"smallDescription":1959,"newsletterSubtitle":1965,"legalDescriptionText":1966},"68acc184-683a-412b-863a-297708c3cffb",[1596,1630,1685,1775],{"_uid":1597,"ctas":1598,"label":897,"component":982,"labelColor":51,"backgroundIconColor":51},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1599,1606,1612,1618,1624],{"tag":51,"_uid":1600,"hide":29,"icon":1601,"link":1603,"type":51,"label":1605,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":905,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":906,"copyright":51,"fieldtype":116,"meta_data":1602,"is_external_url":29},{},{"id":909,"url":51,"linktype":910,"fieldtype":121,"cached_url":911,"prep":42,"story":1604},{"name":913,"id":914,"uuid":909,"slug":915,"url":916,"full_slug":917,"_stopResolving":42},"Spendesk AI connect",{"tag":51,"_uid":1607,"icon":1608,"link":1610,"type":51,"label":934,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":922,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":923,"copyright":51,"fieldtype":116,"meta_data":1609,"is_external_url":29},{},{"id":926,"url":51,"linktype":910,"fieldtype":121,"cached_url":927,"prep":42,"story":1611},{"name":929,"id":930,"uuid":926,"slug":931,"url":932,"full_slug":933,"_stopResolving":42},{"tag":51,"_uid":1613,"hide":29,"icon":1614,"link":1616,"type":51,"label":945,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":938,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":939,"copyright":51,"fieldtype":116,"meta_data":1615,"is_external_url":29},{},{"id":942,"url":51,"linktype":910,"fieldtype":121,"cached_url":943,"prep":42,"story":1617},{"name":945,"id":946,"uuid":942,"slug":947,"url":948,"full_slug":949,"_stopResolving":42},{"tag":51,"_uid":1619,"hide":29,"icon":1620,"link":1622,"type":51,"label":965,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":953,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":954,"copyright":51,"fieldtype":116,"meta_data":1621,"is_external_url":29},{},{"id":957,"url":51,"linktype":910,"fieldtype":121,"cached_url":958,"prep":42,"story":1623},{"name":960,"id":961,"uuid":957,"slug":962,"url":963,"full_slug":964,"_stopResolving":42},{"tag":51,"_uid":1625,"icon":1626,"link":1628,"type":51,"label":981,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":969,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":970,"copyright":51,"fieldtype":116,"meta_data":1627,"is_external_url":29},{},{"id":973,"url":51,"linktype":910,"fieldtype":121,"cached_url":974,"prep":42,"story":1629},{"name":976,"id":977,"uuid":973,"slug":978,"url":979,"full_slug":980,"_stopResolving":42},{"_uid":1631,"ctas":1632,"label":1684,"component":982,"labelColor":51,"backgroundIconColor":51},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1633,1639,1646,1652,1658,1664,1670,1677],{"tag":51,"_uid":1634,"hide":29,"icon":1635,"link":1637,"type":51,"label":1002,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":990,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":991,"copyright":51,"fieldtype":116,"meta_data":1636,"is_external_url":29},{},{"id":994,"url":51,"linktype":910,"fieldtype":121,"cached_url":995,"prep":42,"story":1638},{"name":997,"id":998,"uuid":994,"slug":999,"url":1000,"full_slug":1001,"_stopResolving":42},{"tag":51,"_uid":1640,"hide":29,"icon":1641,"link":1643,"type":51,"label":1645,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":1006,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1007,"copyright":51,"fieldtype":116,"meta_data":1642,"is_external_url":29},{},{"id":1010,"url":51,"linktype":910,"fieldtype":121,"cached_url":1011,"prep":42,"story":1644},{"name":1013,"id":1014,"uuid":1010,"slug":1015,"url":1016,"full_slug":1017,"_stopResolving":42},"Intelligence Artificielle",{"tag":51,"_uid":1647,"hide":29,"icon":1648,"link":1650,"type":51,"label":1034,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":1022,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1023,"copyright":51,"fieldtype":116,"meta_data":1649,"is_private":29,"is_external_url":29},{},{"id":1026,"url":51,"linktype":910,"fieldtype":121,"cached_url":1027,"prep":42,"story":1651},{"name":1029,"id":1030,"uuid":1026,"slug":1031,"url":1032,"full_slug":1033,"_stopResolving":42},{"tag":51,"_uid":1653,"icon":1654,"link":1656,"type":51,"label":1050,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":1038,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1039,"copyright":51,"fieldtype":116,"meta_data":1655,"is_external_url":29},{},{"id":1042,"url":51,"linktype":910,"fieldtype":121,"cached_url":1043,"prep":42,"story":1657},{"name":1045,"id":1046,"uuid":1042,"slug":1047,"url":1048,"full_slug":1049,"_stopResolving":42},{"tag":51,"_uid":1659,"icon":1660,"link":1662,"type":51,"label":1061,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":1054,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1055,"copyright":51,"fieldtype":116,"meta_data":1661,"is_external_url":29},{},{"id":1058,"url":51,"linktype":910,"fieldtype":121,"cached_url":1059,"prep":42,"story":1663},{"name":1061,"id":1062,"uuid":1058,"slug":1063,"url":1064,"full_slug":1065,"_stopResolving":42},{"tag":51,"_uid":1665,"hide":29,"icon":1666,"link":1668,"type":51,"label":1115,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1667},{},{"id":1108,"url":51,"linktype":910,"fieldtype":121,"cached_url":1109,"prep":42,"story":1669},{"name":1111,"id":1112,"uuid":1108,"slug":1113,"url":1113,"full_slug":1114,"_stopResolving":42},{"tag":51,"_uid":1671,"hide":29,"icon":1672,"link":1674,"type":51,"label":1676,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1673},{},{"id":1436,"url":51,"linktype":910,"fieldtype":121,"cached_url":1437,"prep":42,"story":1675},{"name":1439,"id":1440,"uuid":1436,"slug":1441,"url":1441,"full_slug":1442,"_stopResolving":42},"Sécurité",{"tag":51,"_uid":1678,"hide":29,"icon":1679,"link":1681,"type":51,"label":1683,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1680},{},{"id":51,"url":1682,"linktype":120,"fieldtype":121,"cached_url":1682},"https://trust.spendesk.com/","Centre de confiance","Plateforme",{"_uid":1686,"ctas":1687,"label":1131,"component":982,"backgroundIconColor":51},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1688,1694,1699,1712,1718,1725,1731,1737,1744,1750,1756,1762,1769],{"tag":51,"_uid":1689,"hide":29,"icon":1690,"link":1692,"type":51,"label":1128,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1691},{},{"id":1120,"url":51,"linktype":910,"fieldtype":121,"cached_url":1121,"prep":42,"story":1693},{"name":1123,"id":1124,"uuid":1120,"slug":1125,"url":1126,"full_slug":1127,"_stopResolving":42},{"tag":51,"_uid":1695,"icon":1696,"link":1697,"type":51,"label":1151,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":116},{"id":1143,"url":51,"linktype":910,"fieldtype":121,"cached_url":1144,"prep":42,"story":1698},{"name":1146,"id":1147,"uuid":1143,"slug":1148,"url":1149,"full_slug":1150,"_stopResolving":42},{"tag":51,"_uid":1700,"icon":1701,"link":1702,"type":51,"label":1711,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"0c3791b7-d195-40e4-b4ef-3e23020f2fbd",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":116},{"id":1703,"url":51,"linktype":910,"fieldtype":121,"cached_url":1704,"prep":42,"story":1705},"00374c17-63ac-466f-a8fc-8e1c49811e67","/fr/blog/all-articles",{"name":1706,"id":1707,"uuid":1703,"slug":1708,"url":1709,"full_slug":1710,"_stopResolving":42},"All articles",238103281021871,"all-articles","blog/all-articles","fr/blog/all-articles","Tous les articles",{"tag":51,"_uid":1713,"hide":29,"icon":1714,"link":1716,"type":51,"label":1167,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":1155,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1156,"copyright":51,"fieldtype":116,"meta_data":1715,"is_external_url":29},{},{"id":1159,"url":51,"linktype":910,"fieldtype":121,"cached_url":1160,"prep":42,"story":1717},{"name":1162,"id":1163,"uuid":1159,"slug":1164,"url":1165,"full_slug":1166,"_stopResolving":42},{"tag":51,"_uid":1719,"hide":29,"icon":1720,"link":1722,"type":51,"label":1724,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1721},{},{"id":1175,"url":51,"linktype":910,"fieldtype":121,"cached_url":1176,"prep":42,"story":1723},{"name":859,"id":1178,"uuid":1175,"slug":1179,"url":1179,"full_slug":1180,"_stopResolving":42},"FAQs",{"tag":51,"_uid":1726,"hide":29,"icon":1727,"link":1729,"type":51,"label":1196,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1728},{},{"id":1188,"url":51,"linktype":910,"fieldtype":121,"cached_url":1189,"prep":42,"story":1730},{"name":1191,"id":1192,"uuid":1188,"slug":1193,"url":1194,"full_slug":1195,"_stopResolving":42},{"tag":51,"_uid":1732,"hide":29,"icon":1733,"link":1735,"type":51,"label":1210,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":1006,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1007,"copyright":51,"fieldtype":116,"meta_data":1734,"is_external_url":29},{},{"id":1207,"url":51,"linktype":910,"fieldtype":121,"cached_url":1208,"prep":42,"story":1736},{"name":1210,"id":1211,"uuid":1207,"slug":1212,"url":1212,"full_slug":1213,"_stopResolving":42},{"tag":51,"_uid":1738,"hide":29,"icon":1739,"link":1741,"type":51,"label":1743,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1740},{},{"id":1221,"url":51,"linktype":910,"fieldtype":121,"cached_url":1222,"prep":42,"story":1742},{"name":1224,"id":1225,"uuid":1221,"slug":1226,"url":1226,"full_slug":1227,"_stopResolving":42},"Contenus premium",{"tag":51,"_uid":1745,"hide":29,"icon":1746,"link":1748,"type":51,"label":1260,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1747},{},{"id":1252,"url":51,"linktype":910,"fieldtype":121,"cached_url":1253,"prep":42,"story":1749},{"name":1255,"id":1256,"uuid":1252,"slug":1257,"url":1258,"full_slug":1259,"_stopResolving":42},{"tag":51,"_uid":1751,"hide":29,"icon":1752,"link":1754,"type":51,"label":1260,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":1248,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1249,"copyright":51,"fieldtype":116,"meta_data":1753,"is_external_url":29},{},{"id":1252,"url":51,"linktype":910,"fieldtype":121,"cached_url":1253,"prep":42,"story":1755},{"name":1255,"id":1256,"uuid":1252,"slug":1257,"url":1258,"full_slug":1259,"_stopResolving":42},{"tag":51,"_uid":1757,"icon":1758,"link":1760,"type":51,"label":1260,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"hide":42},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":953,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":954,"copyright":51,"fieldtype":116,"meta_data":1759,"is_external_url":29},{},{"id":1266,"url":51,"linktype":910,"fieldtype":121,"cached_url":1267,"prep":42,"story":1761},{"name":1269,"id":1270,"uuid":1266,"slug":1269,"url":1271,"full_slug":1271,"_stopResolving":42},{"tag":51,"_uid":1763,"hide":29,"icon":1764,"link":1766,"type":51,"label":1768,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42,"horizontalFill":29},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1765},{},{"id":51,"url":1767,"linktype":120,"fieldtype":121,"cached_url":1767},"https://www.cfoconnect.eu/","CFO Connect",{"tag":51,"_uid":1770,"hide":29,"icon":1771,"link":1773,"type":51,"label":1423,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":1772},{},{"id":51,"url":1774,"linktype":120,"fieldtype":121,"cached_url":1774},"https://helpcenter.spendesk.com/fr",{"_uid":1776,"ctas":1777,"label":1308,"component":982,"backgroundIconColor":51},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1778,1784,1789,1795,1801],{"tag":51,"_uid":1779,"hide":29,"icon":1780,"link":1782,"type":51,"label":1325,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":1038,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1039,"copyright":51,"fieldtype":116,"meta_data":1781,"is_private":29,"is_external_url":29},{},{"id":1318,"url":51,"linktype":910,"fieldtype":121,"cached_url":1319,"prep":42,"story":1783},{"name":1321,"id":1322,"uuid":1318,"slug":1323,"url":1323,"full_slug":1324,"_stopResolving":42},{"tag":51,"_uid":1785,"hide":29,"icon":1786,"link":1788,"type":51,"label":1334,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":1329,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1330,"copyright":51,"fieldtype":116,"meta_data":1787,"is_external_url":29},{},{"id":51,"url":1333,"linktype":120,"fieldtype":121,"cached_url":1333},{"tag":51,"_uid":1790,"hide":29,"icon":1791,"link":1793,"type":51,"label":1350,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":1338,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1339,"copyright":51,"fieldtype":116,"meta_data":1792,"is_external_url":29},{},{"id":1342,"url":51,"linktype":910,"fieldtype":121,"cached_url":1343,"prep":42,"story":1794},{"name":1345,"id":1346,"uuid":1342,"slug":1347,"url":1348,"full_slug":1349,"_stopResolving":42},{"tag":51,"_uid":1796,"hide":29,"icon":1797,"link":1799,"type":51,"label":1369,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":1357,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1358,"copyright":51,"fieldtype":116,"meta_data":1798,"is_private":29,"is_external_url":29},{},{"id":1361,"url":51,"linktype":910,"fieldtype":121,"cached_url":1362,"prep":42,"story":1800},{"name":1364,"id":1365,"uuid":1361,"slug":1366,"url":1367,"full_slug":1368,"_stopResolving":42},{"tag":51,"_uid":1802,"hide":29,"icon":1803,"link":1805,"type":51,"label":1384,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":1373,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1374,"copyright":51,"fieldtype":116,"meta_data":1804,"is_private":29,"is_external_url":29},{},{"id":1377,"url":51,"linktype":910,"fieldtype":121,"cached_url":1378,"prep":42,"story":1806},{"name":1380,"id":1381,"uuid":1377,"slug":1382,"url":1382,"full_slug":1383,"_stopResolving":42},"footer",[1809,1817],{"tag":51,"_uid":1810,"hide":29,"icon":1811,"link":1815,"type":51,"label":51,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1812,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1813,"copyright":51,"fieldtype":116,"meta_data":1814,"is_external_url":29},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":51,"url":1816,"linktype":120,"fieldtype":121,"cached_url":1816},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":51,"_uid":1818,"hide":29,"icon":1819,"link":1823,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1820,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1821,"copyright":51,"fieldtype":116,"meta_data":1822,"is_external_url":29},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":51,"url":1824,"linktype":120,"fieldtype":121,"cached_url":1824},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1826,1832,1845,1858,1871,1877],{"tag":51,"_uid":1827,"icon":1828,"link":1829,"type":51,"label":1831,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":1490,"url":51,"linktype":910,"fieldtype":121,"cached_url":1491,"prep":42,"story":1830},{"name":1493,"id":1494,"uuid":1490,"slug":1495,"url":1495,"full_slug":1496,"_stopResolving":42},"© Spendesk",{"tag":51,"_uid":1833,"icon":1834,"link":1835,"type":51,"label":1844,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":1836,"url":51,"linktype":910,"fieldtype":121,"cached_url":1837,"prep":42,"story":1838},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":1839,"id":1840,"uuid":1836,"slug":1841,"url":1842,"full_slug":1843,"_stopResolving":42},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":51,"_uid":1846,"icon":1847,"link":1848,"type":51,"label":1857,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":1849,"url":51,"linktype":910,"fieldtype":121,"cached_url":1850,"prep":42,"story":1851},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":1852,"id":1853,"uuid":1849,"slug":1854,"url":1855,"full_slug":1856,"_stopResolving":42},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":51,"_uid":1859,"icon":1860,"link":1861,"type":51,"label":1870,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":1862,"url":51,"linktype":910,"fieldtype":121,"cached_url":1863,"prep":42,"story":1864},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":1865,"id":1866,"uuid":1862,"slug":1867,"url":1868,"full_slug":1869,"_stopResolving":42},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":51,"_uid":1872,"icon":1873,"link":1874,"type":51,"label":1876,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":51,"url":1875,"linktype":120,"fieldtype":121,"cached_url":1875},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":51,"_uid":1878,"hide":29,"icon":1879,"link":1880,"type":51,"label":1882,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":51,"url":1881,"linktype":120,"fieldtype":121,"cached_url":1881},"openConsentManager.action","Paramètres Cookies",[1884,1889,1894,1899,1904],{"tag":51,"_uid":1885,"icon":1886,"link":1888,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1448,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1449,"copyright":51,"fieldtype":116,"meta_data":1887,"is_external_url":29},{},{"id":51,"url":1452,"linktype":120,"fieldtype":121,"cached_url":1452},{"tag":51,"_uid":1890,"icon":1891,"link":1893,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1456,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1457,"copyright":51,"fieldtype":116,"meta_data":1892,"is_private":29,"is_external_url":29},{},{"id":51,"url":1460,"linktype":120,"fieldtype":121,"cached_url":1460},{"tag":51,"_uid":1895,"icon":1896,"link":1898,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1464,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1465,"copyright":51,"fieldtype":116,"meta_data":1897,"is_private":29,"is_external_url":29},{},{"id":51,"url":1468,"linktype":120,"fieldtype":121,"cached_url":1468},{"tag":51,"_uid":1900,"icon":1901,"link":1903,"type":51,"label":51,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1472,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1473,"copyright":51,"fieldtype":116,"meta_data":1902,"is_private":29,"is_external_url":29},{},{"id":51,"url":1476,"linktype":120,"fieldtype":121,"cached_url":1476},{"tag":51,"_uid":1905,"hide":29,"icon":1906,"link":1908,"type":51,"label":51,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":42,"horizontalFill":29},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1480,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1481,"copyright":51,"fieldtype":116,"meta_data":1907,"is_private":29,"is_external_url":29},{},{"id":51,"url":1484,"linktype":120,"fieldtype":121,"cached_url":1484},[1910],{"_uid":1911,"fields":1912,"component":1943,"submitUrl":1944,"hubspotFormId":1946,"successMessage":1947,"horizontalAlign":51,"onSubmitSegmentEvent":1948},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[1913],{"_uid":1914,"name":1915,"type":141,"label":1916,"required":42,"component":1917,"submitBtn":1918,"legalNotice":1919,"placeholder":51,"validateEmail":42,"blockPersonalEmailAddresses":29},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":132,"content":1920},[1921],{"type":135,"content":1922},[1923,1925,1932,1934,1941],{"text":1924,"type":141},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":1926,"type":141,"marks":1927},"Conditions d'utilisation",[1928],{"type":329,"attrs":1929},{"href":1837,"uuid":1836,"anchor":26,"custom":1930,"target":332,"linktype":910,"story":1931},{},{"name":1839,"id":1840,"uuid":1836,"slug":1841,"url":1842,"full_slug":1843,"_stopResolving":42},{"text":1933,"type":141}," et à la ",{"text":1935,"type":141,"marks":1936},"Politique de confidentialité",[1937],{"type":329,"attrs":1938},{"href":1850,"uuid":1849,"anchor":26,"custom":1939,"target":332,"linktype":910,"story":1940},{},{"name":1852,"id":1853,"uuid":1849,"slug":1854,"url":1855,"full_slug":1856,"_stopResolving":42},{"text":1942,"type":141}," de Spendesk.","formGroup",{"id":51,"url":51,"linktype":910,"fieldtype":121,"cached_url":1945,"prep":42},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[1950],{"tag":51,"_uid":1951,"hide":29,"icon":1952,"link":1956,"type":51,"label":51,"style":122,"component":123,"mobileLabel":51,"onClickEvent":51,"openInANewTab":29,"horizontalFill":29},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":1953,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1954,"copyright":51,"fieldtype":116,"meta_data":1955,"is_external_url":29},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":51,"url":1957,"linktype":120,"fieldtype":121,"cached_url":1957},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":132,"content":1960},[1961],{"type":135,"content":1962},[1963],{"text":1964,"type":141},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":132,"content":1967},[1968,1976,1983],{"type":135,"content":1969},[1970],{"text":1971,"type":141,"marks":1972},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[1973],{"type":1526,"attrs":1974},{"color":1975},"rgb(0, 0, 0)",{"type":135,"content":1977},[1978],{"text":1979,"type":141,"marks":1980},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[1981],{"type":1526,"attrs":1982},{"color":1975},{"type":135,"content":1984},[1985],{"text":1986,"type":141,"marks":1987},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[1988],{"type":1526,"attrs":1989},{"color":1975},"fr/global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[1998,1999,2000],{"path":1996,"name":26,"lang":33,"published":26},{"path":1996,"name":26,"lang":39,"published":26},{"path":1996,"name":26,"lang":41,"published":26},{"name":2002,"created_at":2003,"published_at":2004,"updated_at":2005,"id":2006,"uuid":2007,"content":2008,"slug":2168,"full_slug":2169,"sort_by_date":26,"position":2170,"tag_list":2171,"is_startpage":29,"parent_id":1576,"meta_data":26,"group_id":2172,"first_published_at":2173,"release_id":26,"lang":33,"path":26,"alternates":2174,"default_full_slug":2175,"translated_slugs":2176},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2009,"modalBtn":2010,"component":2011,"modalTitle":2012,"countdownDay":2013,"modalContent":2014,"modalSuccess":2026,"countdownHour":2027,"hubspotFormId":2028,"countdownLabel":2029,"formErrorTitle":2030,"countdownMinute":2031,"countdownSecond":2032,"eventsLiveLabel":2033,"eventsViewLabel":2034,"formErrorButton":2035,"selectNoOptions":2036,"eventsWatchLabel":2037,"copyPromptLibrary":2038,"eventsReplayLabel":2039,"formErrorSubtitle":2040,"eventsResultsLabel":2041,"blogAuthorResources":2042,"byRolePromptLibrary":2043,"copiedPromptLibrary":2044,"eventsAllTypesLabel":2045,"eventsJoinNextLabel":2046,"eventsLoadMoreLabel":2047,"eventsRegisterLabel":2048,"selectedPricingPage":2049,"yourPlanPricingPage":2050,"byTopicPromptLibrary":2051,"eventsAllTopicsLabel":2052,"allRolesPromptLibrary":2053,"eventsTypeFilterLabel":2054,"modalEmailPlaceholder":2055,"allTopicsPromptLibrary":2052,"emailValidationInvalid":2056,"eventsTopicFilterLabel":2057,"imageItemsListNoResult":2058,"noResultsPromptLibrary":2059,"phoneValidationInvalid":2060,"blogLoadMoreButtonLabel":2047,"eventsReplayPosterLabel":2061,"itemsFoundPromptLibrary":2062,"blogArticleUpdatedAtLabel":2063,"blogArticleWatchTimeLabel":2064,"clearFiltersPromptLibrary":2065,"modalExistingAccountTitle":2066,"modalExistingCompanyTitle":2067,"modalForExistingCustomers":2068,"organizationSchemaOffices":2075,"blogArticleListenTimeLabel":2064,"cardsGridSearchPlaceholder":2128,"blogArticlePublishedOnLabel":2129,"blogArticleReadingTimeLabel":2064,"emailValidationInvalidExist":2130,"modalForUnsupportedCountries":2131,"emailValidationInvalidInvited":2137,"organizationSchemaDescription":2138,"organizationSchemaContactEmail":2139,"modalExistingAccountDescription":2140,"modalExistingCompanyDescription":2156,"emailValidationInvalidDomainName":2162,"multiSelectDropdownSelectedLabel":2163,"softwareApplicationSchemaRatingCount":2164,"softwareApplicationSchemaRatingValue":2165,"emailValidationInvalidUnexpectedError":2166,"emailValidationInvalidCompanyRegistered":2167},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":132,"content":2015},[2016,2021],{"type":135,"attrs":2017,"content":2018},{"textAlign":26},[2019],{"text":2020,"type":141},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":135,"attrs":2022,"content":2023},{"textAlign":26},[2024],{"text":2025,"type":141},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","À venir","Voir l'événement","Réessayer","Aucun résultats","Voir le replay","Copier le prompt","Replay","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","{count} événements","Articles de {firstName}","Par rôle","Copié!","Tous","Participer au prochain","Voir plus","S'inscrire","Selectionnés","Votre plan","Par sujet","Tous les sujets","Tous les rôles","Filtrer par type","Adresse email professionnelle","Adresse e-mail non valide","Filtrer par sujet","Aucun résultat","Aucun prompt ne correspond à ces filtres. Essayez de les effacer.","Numéro de téléphone invalide","Regardez le replay complet","trouvé(s)","Mis à jour le","min environ","Effacer les filtres","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":132,"content":2069},[2070,2074],{"type":135,"content":2071},[2072],{"text":2073,"type":141},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":135},[2076,2092,2104,2116],{"cta":2077,"_uid":2084,"image":2085,"title":2089,"subtitle":2090,"component":2091},[2078],{"tag":51,"_uid":2079,"icon":2080,"link":2081,"type":51,"label":2083,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":51,"url":2082,"linktype":120,"fieldtype":121,"cached_url":2082},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2086,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2087,"copyright":51,"fieldtype":116,"meta_data":2088,"is_external_url":29},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2093,"_uid":2099,"image":2100,"title":2102,"subtitle":2103,"component":2091},[2094],{"tag":51,"_uid":2095,"icon":2096,"link":2097,"type":51,"label":2083,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":51,"url":2098,"linktype":120,"fieldtype":121,"cached_url":2098},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2086,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2087,"copyright":51,"fieldtype":116,"meta_data":2101,"is_external_url":29},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2105,"_uid":2111,"image":2112,"title":2114,"subtitle":2115,"component":2091},[2106],{"tag":51,"_uid":2107,"icon":2108,"link":2109,"type":51,"label":2083,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":51,"url":2110,"linktype":120,"fieldtype":121,"cached_url":2110},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2086,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2087,"copyright":51,"fieldtype":116,"meta_data":2113,"is_external_url":29},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2117,"_uid":2123,"image":2124,"title":2126,"subtitle":2127,"component":2091},[2118],{"tag":51,"_uid":2119,"icon":2120,"link":2121,"type":51,"label":2083,"style":122,"component":123,"onClickEvent":51,"openInANewTab":42},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":51,"url":2122,"linktype":120,"fieldtype":121,"cached_url":2122},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2086,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2087,"copyright":51,"fieldtype":116,"meta_data":2125,"is_external_url":29},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Saisissez votre recherche","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":132,"content":2132},[2133],{"type":135,"content":2134},[2135],{"text":2136,"type":141},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":132,"content":2141},[2142,2146],{"type":135,"content":2143},[2144],{"text":2145,"type":141},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":286,"attrs":2147},{"id":2148,"body":2149},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2150],{"tag":51,"_uid":2151,"icon":2152,"link":2153,"type":2155,"label":1386,"style":122,"component":123,"onClickEvent":51,"openInANewTab":29,"horizontalFill":42},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":51,"copyright":26,"fieldtype":116},{"id":51,"url":2154,"linktype":120,"fieldtype":121,"cached_url":2154},"https://app.spendesk.com/auth/login","btn",{"type":132,"content":2157},[2158],{"type":135,"content":2159},[2160],{"text":2161,"type":141},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2177,2178,2179],{"path":2175,"name":26,"lang":33,"published":26},{"path":2175,"name":26,"lang":39,"published":26},{"path":2175,"name":26,"lang":41,"published":26},[2181,2185,2189,2193,2197,2201,2205,2209,2213],{"id":2182,"name":2183,"value":2184,"dimension_value":26},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2186,"name":2187,"value":2188,"dimension_value":26},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2190,"name":2191,"value":2192,"dimension_value":26},10736155,"Intercom","ryDQcVoOoZQ",{"id":2194,"name":2195,"value":2196,"dimension_value":26},10736156,"HubSpot","ry0QcNodoWQ",{"id":2198,"name":2199,"value":2200,"dimension_value":26},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2202,"name":2203,"value":2204,"dimension_value":26},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2206,"name":2207,"value":2208,"dimension_value":26},10736765,"Bing Ads","dsS7z9Hv4",{"id":2210,"name":2211,"value":2212,"dimension_value":26},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2214,"name":2215,"value":2216,"dimension_value":26},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2218,"component":2219,"sidebarCta":2220,"leadwallForm":2251,"leadwallTitle":2252,"exitModalPopup":2253,"newsletterForm":2254,"newsletterTitle":2281,"bottomArticleCta":2282,"leadwallSubtitle":2317,"moreArticlesLabel":2318,"breadcrumbBlogLink":2319,"newsletterSubtitle":2321,"breadcrumbBlogLabel":1151,"breadcrumbArticleLabel":749,"leadwallSuccessMessage":51,"hiddenNewsletterOnTopics":2322,"componentsAfterTheArticle":2325,"moreArticlesLabelFallback":2318,"sidebarTableOfContentsLabel":2471},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2221],{"cta":2222,"_uid":2230,"image":2231,"title":2235,"subtitle":2249,"component":2250},[2223],{"tag":51,"_uid":2224,"hide":29,"icon":2225,"link":2227,"type":51,"label":1510,"style":122,"component":123,"mobileLabel":51,"onClickEvent":2229,"openInANewTab":29,"horizontalFill":29},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":2226},{},{"id":1502,"url":51,"linktype":910,"fieldtype":121,"cached_url":1503,"prep":42,"story":2228},{"name":1505,"id":1506,"uuid":1502,"slug":1507,"url":1508,"full_slug":1509,"_stopResolving":42},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2232,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2233,"copyright":51,"fieldtype":116,"meta_data":2234,"is_external_url":29},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":132,"content":2236},[2237],{"type":135,"attrs":2238,"content":2239},{"textAlign":26,"key":137},[2240],{"text":2241,"type":141,"marks":2242},"Dépenser mieux pour travailler mieux.",[2243,2245],{"type":1526,"attrs":2244},{"color":51},{"type":2246,"attrs":2247},"styled",{"class":2248},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],"Want to continue reading?",[],[2255],{"_uid":2256,"fields":2257,"component":1943,"submitUrl":2279,"hubspotFormId":1946,"successMessage":1947,"horizontalAlign":51,"onSubmitSegmentEvent":2280},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2258],{"_uid":2259,"name":1915,"type":141,"label":1916,"required":42,"component":1917,"submitBtn":1918,"legalNotice":2260,"placeholder":51,"validateEmail":42,"blockPersonalEmailAddresses":29},"cc924123-e126-4829-a72a-43fcf863a045",{"type":132,"content":2261},[2262],{"type":135,"content":2263},[2264,2265,2271,2272,2278],{"text":1924,"type":141},{"text":1926,"type":141,"marks":2266},[2267],{"type":329,"attrs":2268},{"href":1837,"uuid":1836,"anchor":26,"custom":2269,"target":332,"linktype":910,"story":2270},{},{"name":1839,"id":1840,"uuid":1836,"slug":1841,"url":1842,"full_slug":1843,"_stopResolving":42},{"text":1933,"type":141},{"text":1935,"type":141,"marks":2273},[2274],{"type":329,"attrs":2275},{"href":1850,"uuid":1849,"anchor":26,"custom":2276,"target":332,"linktype":910,"story":2277},{},{"name":1852,"id":1853,"uuid":1849,"slug":1854,"url":1855,"full_slug":1856,"_stopResolving":42},{"text":1942,"type":141},{"id":51,"url":51,"linktype":910,"fieldtype":121,"cached_url":1945,"prep":42},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2283],{"cta":2284,"_uid":2299,"image":2300,"title":2302,"subtitle":2316,"component":2250},[2285],{"tag":51,"_uid":2286,"hide":29,"icon":2287,"link":2289,"type":51,"label":2297,"style":122,"component":123,"mobileLabel":51,"onClickEvent":2298,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"source":26,"filename":51,"copyright":26,"fieldtype":116,"meta_data":2288},{},{"id":2290,"url":51,"linktype":910,"fieldtype":121,"cached_url":2291,"prep":42,"story":2292},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2293,"id":2294,"uuid":2290,"slug":2295,"url":2295,"full_slug":2296,"_stopResolving":42},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":26,"alt":26,"name":51,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":116,"meta_data":2301,"is_external_url":29},{},{"type":132,"content":2303},[2304],{"type":135,"attrs":2305,"content":2306},{"textAlign":26,"key":137},[2307],{"text":2308,"type":141,"marks":2309},"Curieux de découvrir Spendesk ?",[2310,2313],{"type":1526,"attrs":2311},{"color":2312},"#000000",{"type":2246,"attrs":2314},{"class":2315},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Sign up to our newsletter to keep reading","Plus d'articles",{"id":1143,"url":51,"linktype":910,"fieldtype":121,"cached_url":1144,"prep":42,"story":2320},{"name":1146,"id":1147,"uuid":1143,"slug":1148,"url":1149,"full_slug":1150,"_stopResolving":42},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2323,2324],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2326],{"cta":2327,"_uid":2328,"items":2329,"heading":2449,"reverse":29,"component":865,"sectionSettings":2470},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2330,2390],{"_uid":2331,"title":2332,"component":794,"description":2333},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":132,"content":2334},[2335,2339],{"type":135,"content":2336},[2337],{"text":2338,"type":141},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":2340,"attrs":2341,"content":2344},"ordered_list",{"order":2342},{"order":2343},1,[2345,2357,2368],{"type":2346,"content":2347},"list_item",[2348],{"type":135,"content":2349},[2350,2354,2356],{"text":2351,"type":141,"marks":2352},"Les dépenses stratégiques",[2353],{"type":262},{"text":2355,"type":141}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":609},{"type":2346,"content":2358},[2359],{"type":135,"content":2360},[2361,2365,2367],{"text":2362,"type":141,"marks":2363},"Les dépenses opérationnelles",[2364],{"type":262},{"text":2366,"type":141}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":609},{"type":2346,"content":2369},[2370],{"type":135,"content":2371},[2372,2376,2378,2379,2380,2382,2383,2384,2386,2387,2388],{"text":2373,"type":141,"marks":2374},"Les autres frais",[2375],{"type":262},{"text":2377,"type":141},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":609},{"type":609},{"text":2381,"type":141},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":609},{"type":609},{"text":2385,"type":141},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":609},{"type":609},{"text":2389,"type":141},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2391,"title":2392,"component":794,"description":2393},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":132,"content":2394},[2395,2399,2403,2412,2416,2420,2429,2433,2437,2441,2445],{"type":135,"content":2396},[2397],{"text":2398,"type":141},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":135,"content":2400},[2401],{"text":2402,"type":141},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":135,"content":2404},[2405,2409,2410],{"text":2406,"type":141,"marks":2407},"Pour les employés",[2408],{"type":262},{"type":609},{"text":2411,"type":141},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":135,"content":2413},[2414],{"text":2415,"type":141},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":135,"content":2417},[2418],{"text":2419,"type":141},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":135,"content":2421},[2422,2426,2427],{"text":2423,"type":141,"marks":2424},"Pour les équipes financières",[2425],{"type":262},{"type":609},{"text":2428,"type":141},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":135,"content":2430},[2431],{"text":2432,"type":141},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":135,"content":2434},[2435],{"text":2436,"type":141},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":135,"content":2438},[2439],{"text":2440,"type":141},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":135,"content":2442},[2443],{"text":2444,"type":141},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":135,"content":2446},[2447],{"text":2448,"type":141},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[2450],{"cta":2451,"_uid":2452,"title":2453,"eyebrow":2460,"subtitle":2463,"component":254,"textAlign":51,"sectionSettings":2469,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":51},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":132,"content":2454},[2455],{"type":254,"attrs":2456,"content":2457},{"level":256},[2458],{"text":2459,"type":141},"Démarrer avec Spendesk",{"type":132,"content":2461},[2462],{"type":135},{"type":132,"content":2464},[2465],{"type":135,"content":2466},[2467],{"text":2468,"type":141},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",[2473,2615,2779,2927],{"name":2474,"created_at":2475,"published_at":2476,"updated_at":2477,"id":2478,"uuid":2479,"content":2480,"slug":2603,"full_slug":2604,"sort_by_date":26,"position":2605,"tag_list":2606,"is_startpage":29,"parent_id":871,"meta_data":26,"group_id":2607,"first_published_at":2608,"release_id":26,"lang":33,"path":26,"alternates":2609,"default_full_slug":2610,"translated_slugs":2611},"Dématérialisation des factures fournisseurs, de la réception au paiement","2026-06-05T11:41:59.522Z","2026-11-03T12:10:07.917Z","2026-11-03T12:10:07.951Z",184197609601226,"b38237a2-d985-437e-ba0c-ea9590412490",{"_uid":2481,"title":2474,"topics":2482,"noIndex":29,"category":2512,"language":2521,"component":761,"heroMedia":2522,"publishedAt":2529,"redirectUrl":51,"listingImage":2530,"metaDescription":2531,"bottomArticleCta":2532,"componentsAfterTheArticle":2533},"f01ac3c7-a377-4b16-8505-f06691d0d941",[2483,2491],{"name":157,"created_at":158,"published_at":159,"updated_at":160,"id":161,"uuid":162,"content":2484,"slug":173,"full_slug":174,"sort_by_date":26,"position":175,"tag_list":2485,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":178,"first_published_at":179,"release_id":26,"lang":33,"path":26,"alternates":2486,"default_full_slug":181,"translated_slugs":2487,"_stopResolving":42},{"_uid":172,"name":157,"component":23},[],[],[2488,2489,2490],{"path":181,"name":26,"lang":33,"published":26},{"path":181,"name":26,"lang":39,"published":26},{"path":181,"name":26,"lang":41,"published":26},{"name":2492,"created_at":2493,"published_at":2494,"updated_at":2495,"id":2496,"uuid":2497,"content":2498,"slug":2500,"full_slug":2501,"sort_by_date":26,"position":2502,"tag_list":2503,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":2504,"first_published_at":2505,"release_id":26,"lang":33,"path":26,"alternates":2506,"default_full_slug":2507,"translated_slugs":2508,"_stopResolving":42},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-09-29T09:14:39.933Z","2026-09-29T09:14:39.952Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":2499,"name":2492,"component":23},"63535519-d3ae-42ed-a496-fd0c222e4057","factures-fournisseurs","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[2509,2510,2511],{"path":2507,"name":26,"lang":33,"published":26},{"path":2507,"name":26,"lang":39,"published":26},{"path":2507,"name":26,"lang":41,"published":26},{"name":749,"created_at":750,"published_at":16,"updated_at":751,"id":752,"uuid":753,"content":2513,"slug":761,"full_slug":762,"sort_by_date":26,"position":27,"tag_list":2515,"is_startpage":29,"parent_id":764,"meta_data":26,"group_id":765,"first_published_at":766,"release_id":26,"lang":33,"path":26,"alternates":2516,"default_full_slug":768,"translated_slugs":2517,"_stopResolving":42},{"_uid":755,"icon":2514,"name":749,"component":760},{"id":757,"alt":758,"name":51,"focus":51,"title":51,"filename":759,"copyright":51,"fieldtype":116,"is_external_url":29},[],[],[2518,2519,2520],{"path":768,"name":26,"lang":33,"published":26},{"path":768,"name":26,"lang":39,"published":26},{"path":768,"name":26,"lang":41,"published":26},[33],[2523],{"_uid":2524,"asset":2525,"caption":51,"component":296},"5f05cb69-ce79-4969-aa1d-a2ee35107032",{"id":2526,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2527,"copyright":51,"fieldtype":116,"meta_data":2528,"is_external_url":29},168584629424610,"https://a.storyblok.com/f/146026/1376x768/e74bf81acf/batch-payments-uk.png",{},"2026-06-05 00:00",[],"Découvrez le processus complet de dématérialisation des factures fournisseurs : capture OCR, circuit de validation, three-way matching, paiement SEPA, lettrage et archivage conforme.",[],[2534],{"cta":2535,"_uid":2536,"items":2537,"heading":2579,"reverse":29,"component":865,"sectionSettings":2602},[],"ca8c242e-d4c4-47ca-840d-771c504e603b",[2538,2548,2558,2568],{"_uid":2539,"hide":29,"title":2540,"component":794,"description":2541},"4f5577f3-3547-4bec-908a-9184142a97e3","Quel est le vrai coût d'un traitement manuel des factures fournisseurs ?",{"type":132,"content":2542},[2543],{"type":135,"attrs":2544,"content":2545},{"textAlign":26},[2546],{"text":2547,"type":141},"Une facture traitée manuellement coûte entre 10 et 15 € en temps de saisie, corrections et classement. Les coûts indirects alourdissent encore la note : 40 € de pénalité par retard de paiement, perte d'escomptes fournisseurs et allongement de la clôture mensuelle.",{"_uid":2549,"hide":29,"title":2550,"component":794,"description":2551},"cca63dc7-ecdc-423e-91ae-de94cd44ef2b","Qu'est-ce que le rapprochement en trois étapes et comment évite-t-il les doublons ?",{"type":132,"content":2552},[2553],{"type":135,"attrs":2554,"content":2555},{"textAlign":26},[2556],{"text":2557,"type":141},"Le rapprochement à trois voies ou en trois étapes compare le bon de commande, le bon de réception et la facture. Si les trois documents concordent, la facture progresse en validation. Dans le cas contraire, le système bloque le paiement et signale l'écart, ce qui empêche aussi les soumissions en doublon.",{"_uid":2559,"hide":29,"title":2560,"component":794,"description":2561},"2488a5c9-d26d-402f-a563-b11bd26ed762","Qu'est-ce qu'une facture acquittée ?",{"type":132,"content":2562},[2563],{"type":135,"attrs":2564,"content":2565},{"textAlign":26},[2566],{"text":2567,"type":141},"Par définition, une facture acquittée est une facture dont le paiement a été effectué et rapproché (lettré) dans le système comptable, soldant ainsi le compte fournisseur. Ce statut constitue la preuve que l'obligation financière est éteinte. Essentiel pour la traçabilité et la conformité FEC.",{"_uid":2569,"hide":29,"title":2570,"component":794,"description":2571},"f7b55ac3-365e-4982-9fae-c68d4e4f6a24","Comment suivre les validations et les échéances de paiement d'une facture dématérialisée ?",{"type":132,"attrs":2572,"content":2573},{"backgroundColor":26},[2574],{"type":135,"attrs":2575,"content":2576},{"textAlign":26},[2577],{"text":2578,"type":141},"Chaque facture suit un workflow qui l'oriente vers le bon validateur selon un seuil : validation automatique en dessous de 500 €, responsable de département entre 500 € et 5 000 €, DAF au-delà. Le paiement se déclenche ensuite à l'unité pour les factures urgentes ou en lot en fin de semaine ou de mois pour respecter les échéances.",[2580],{"cta":2581,"_uid":2582,"title":2583,"eyebrow":2591,"subtitle":2597,"component":254,"textAlign":51,"eyebrowPill":29,"flexibleSection":2600,"sectionSettings":2601,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":51},[],"70081fe0-9176-4ff2-ae86-5634eea299d3",{"type":132,"attrs":2584,"content":2585},{"backgroundColor":26},[2586],{"type":254,"attrs":2587,"content":2588},{"level":256,"textAlign":26},[2589],{"text":2590,"type":141},"Questions fréquentes sur la dématérialisation des factures fournisseurs",{"type":132,"content":2592},[2593],{"type":135,"attrs":2594,"content":2595},{"textAlign":26},[2596],{"text":859,"type":141},{"type":132,"content":2598},[2599],{"type":135},[],[],[],"dematerialisation-des-factures-fournisseurs","fr/blog/dematerialisation-des-factures-fournisseurs",-560,[],"dc4baf6f-0b81-4f46-8d82-e97795eb3540","2026-06-05T12:47:49.344Z",[],"blog/dematerialisation-des-factures-fournisseurs",[2612,2613,2614],{"path":2610,"name":26,"lang":33,"published":26},{"path":2610,"name":26,"lang":39,"published":26},{"path":2610,"name":26,"lang":41,"published":26},{"name":2616,"created_at":2617,"published_at":2618,"updated_at":2619,"id":2620,"uuid":2621,"content":2622,"slug":2768,"full_slug":2769,"sort_by_date":26,"position":230,"tag_list":2770,"is_startpage":29,"parent_id":871,"meta_data":26,"group_id":2771,"first_published_at":2772,"release_id":26,"lang":33,"path":26,"alternates":2773,"default_full_slug":2774,"translated_slugs":2775},"Déclaration et remboursement de TVA entreprise : le guide complet pour les équipes finance","2026-05-06T13:59:15.948Z","2026-11-03T12:10:21.906Z","2026-11-03T12:10:21.937Z",173614513996305,"70d2b374-0007-4f95-a235-83edd017c2b1",{"_uid":2623,"title":2616,"topics":2624,"noIndex":29,"category":2662,"language":2671,"component":761,"heroMedia":2672,"publishedAt":2679,"redirectUrl":51,"listingImage":2680,"metaDescription":2688,"bottomArticleCta":2689,"componentsAfterTheArticle":2690},"384f578e-26a4-4188-bfea-9666e501a00d",[2625,2633,2641],{"name":157,"created_at":158,"published_at":159,"updated_at":160,"id":161,"uuid":162,"content":2626,"slug":173,"full_slug":174,"sort_by_date":26,"position":175,"tag_list":2627,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":178,"first_published_at":179,"release_id":26,"lang":33,"path":26,"alternates":2628,"default_full_slug":181,"translated_slugs":2629,"_stopResolving":42},{"_uid":172,"name":157,"component":23},[],[],[2630,2631,2632],{"path":181,"name":26,"lang":33,"published":26},{"path":181,"name":26,"lang":39,"published":26},{"path":181,"name":26,"lang":41,"published":26},{"name":187,"created_at":188,"published_at":189,"updated_at":190,"id":191,"uuid":192,"content":2634,"slug":201,"full_slug":202,"sort_by_date":26,"position":203,"tag_list":2635,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":205,"first_published_at":206,"release_id":26,"lang":33,"path":26,"alternates":2636,"default_full_slug":208,"translated_slugs":2637,"_stopResolving":42},{"_uid":200,"name":187,"component":23},[],[],[2638,2639,2640],{"path":208,"name":26,"lang":33,"published":26},{"path":208,"name":26,"lang":39,"published":26},{"path":208,"name":26,"lang":41,"published":26},{"name":2642,"created_at":2643,"published_at":2644,"updated_at":2645,"id":2646,"uuid":2647,"content":2648,"slug":2642,"full_slug":2651,"sort_by_date":26,"position":2652,"tag_list":2653,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":2654,"first_published_at":2655,"release_id":26,"lang":33,"path":26,"alternates":2656,"default_full_slug":2657,"translated_slugs":2658,"_stopResolving":42},"remboursements","2022-10-19T17:58:01.187Z","2026-09-29T09:14:46.314Z","2026-09-29T09:14:46.333Z",206171449,"259e3eda-7f58-4196-a130-9d02d183bb45",{"_uid":2649,"name":2650,"component":23},"a2c58a16-f495-475f-951f-05171468aae4","Remboursements","fr/blog/topic/remboursements",-530,[],"0ebafaa2-2fcd-47a5-bc1d-d0797c153bd6","2022-11-02T15:24:39.815Z",[],"blog/topic/remboursements",[2659,2660,2661],{"path":2657,"name":26,"lang":33,"published":26},{"path":2657,"name":26,"lang":39,"published":26},{"path":2657,"name":26,"lang":41,"published":26},{"name":749,"created_at":750,"published_at":16,"updated_at":751,"id":752,"uuid":753,"content":2663,"slug":761,"full_slug":762,"sort_by_date":26,"position":27,"tag_list":2665,"is_startpage":29,"parent_id":764,"meta_data":26,"group_id":765,"first_published_at":766,"release_id":26,"lang":33,"path":26,"alternates":2666,"default_full_slug":768,"translated_slugs":2667,"_stopResolving":42},{"_uid":755,"icon":2664,"name":749,"component":760},{"id":757,"alt":758,"name":51,"focus":51,"title":51,"filename":759,"copyright":51,"fieldtype":116,"is_external_url":29},[],[],[2668,2669,2670],{"path":768,"name":26,"lang":33,"published":26},{"path":768,"name":26,"lang":39,"published":26},{"path":768,"name":26,"lang":41,"published":26},[33],[2673],{"_uid":2674,"asset":2675,"caption":51,"component":296},"5be70887-4be7-4388-ab96-74c4159c46be",{"id":2676,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2677,"copyright":51,"fieldtype":116,"meta_data":2678,"is_external_url":29},140996900773661,"https://a.storyblok.com/f/146026/1536x1024/a68a8da405/best-month-end-close-software.png",{},"2026-06-18 00:00",[2681],{"_uid":2682,"type":51,"asset":2683,"caption":51,"overlay":2687,"component":296},"b0b65eda-c029-4224-ae49-9b4a8b715801",{"id":2684,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2685,"copyright":51,"fieldtype":116,"meta_data":2686,"is_external_url":29},168572946951237,"https://a.storyblok.com/f/146026/1376x768/83681e5e82/invoice-matching.png",{},[],"Taux mal appliqués, crédit oublié, retard de déclaration : les erreurs TVA coûtent cher. Le guide complet pour les équipes finance en 2026.",[],[2691],{"cta":2692,"_uid":2693,"items":2694,"heading":2745,"reverse":29,"component":865,"sectionSettings":2767},[],"9b8fadae-075f-468f-8943-86af709c5378",[2695,2705,2723],{"_uid":2696,"hide":29,"title":2697,"component":794,"description":2698},"79c27c69-1dcb-4699-8035-960f7117fe07","Comment déclarer la TVA en ligne pour une entreprise ?",{"type":132,"content":2699},[2700],{"type":135,"attrs":2701,"content":2702},{"textAlign":26},[2703],{"text":2704,"type":141},"Rendez-vous sur impots.gouv.fr, connectez-vous à votre espace professionnel et sélectionnez \"Déclarer la TVA\" (mode EFI). Vous pouvez aussi passer par votre expert-comptable ou un logiciel certifié DGFiP (mode EDI), qui envoie automatiquement votre CA3 ou CA12 sans démarche de votre côté.",{"_uid":2706,"hide":29,"title":2707,"component":794,"description":2708},"525d211f-bd71-406a-b76c-502d7329d295","Peut-on récupérer la TVA sur les notes de frais ?",{"type":132,"content":2709},[2710],{"type":135,"attrs":2711,"content":2712},{"textAlign":26},[2713,2715,2721],{"text":2714,"type":141},"Oui, à condition d'avoir une facture conforme : TVA clairement indiquée, taux lisible, mentions légales complètes. Le taux déductible varie selon la nature de la dépense (20 % sur la majorité des achats pro, 10 % sur la restauration, avec des exclusions comme le carburant essence pour véhicule de tourisme). Un outil de ",{"text":2716,"type":141,"marks":2717},"gestion des notes de frais",[2718],{"type":329,"attrs":2719},{"href":2720,"uuid":26,"anchor":26,"target":26,"linktype":120},"/fr/product/expense-management/",{"text":2722,"type":141}," automatise la capture des justificatifs conformes et évite les oublis.",{"_uid":2724,"hide":29,"title":2725,"component":794,"description":2726},"842b4360-6536-4d3a-8f4e-7ac3e0091053","Comment récupérer la TVA sur les frais professionnels des salariés ?",{"type":132,"content":2727},[2728,2733],{"type":135,"attrs":2729,"content":2730},{"textAlign":26},[2731],{"text":2732,"type":141},"Les frais engagés par vos collaborateurs — repas, déplacements, hôtels, fournitures — ouvrent bien droit à déduction de TVA. Mais il y a un piège classique : le remboursement au salarié ne suffit pas. C'est la facture au nom de l'entreprise, ou à défaut un ticket avec TVA lisible, qui constitue la pièce valable. Sans ça, pas de déduction possible, même si la dépense est 100 % professionnelle.",{"type":135,"attrs":2734,"content":2735},{"textAlign":26},[2736,2738,2743],{"text":2737,"type":141},"Deux autres choses à garder en tête : le taux déductible varie selon la nature du frais (20 % sur la plupart des achats pro, 10 % sur la restauration, avec des exclusions comme le carburant essence pour véhicule de tourisme), et le justificatif doit être collecté au moment de la dépense — pas trois semaines après sur relance. Un outil de ",{"text":2716,"type":141,"marks":2739},[2740,2742],{"type":329,"attrs":2741},{"href":2720,"uuid":26,"anchor":26,"target":332,"linktype":120},{"type":262},{"text":2744,"type":141}," fait exactement ça : capturer le justificatif à la source, extraire automatiquement le montant TVA récupérable, et l'exporter avec les bons codes comptables — avant la clôture du mois.",[2746],{"cta":2747,"_uid":2748,"title":2749,"eyebrow":2756,"subtitle":2762,"component":254,"textAlign":51,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2765,"sectionSettings":2766,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":51},[],"14c842e3-6fe6-4b3b-a455-c9721f165afc",{"type":132,"content":2750},[2751],{"type":135,"attrs":2752,"content":2753},{"textAlign":26},[2754],{"text":2755,"type":141},"Les questions qu'on nous pose le plus souvent",{"type":132,"content":2757},[2758],{"type":135,"attrs":2759,"content":2760},{"textAlign":26},[2761],{"text":859,"type":141},{"type":132,"content":2763},[2764],{"type":135},[],[],[],"declaration-et-remboursement-de-tva-entreprise-le-guide-complet","fr/blog/declaration-et-remboursement-de-tva-entreprise-le-guide-complet",[],"bebf7085-4405-47e3-8721-50de330d8529","2026-05-08T10:25:19.919Z",[],"blog/declaration-et-remboursement-de-tva-entreprise-le-guide-complet",[2776,2777,2778],{"path":2774,"name":26,"lang":33,"published":26},{"path":2774,"name":26,"lang":39,"published":26},{"path":2774,"name":26,"lang":41,"published":26},{"name":2780,"created_at":2781,"published_at":2782,"updated_at":2783,"id":2784,"uuid":2785,"content":2786,"slug":2916,"full_slug":2917,"sort_by_date":26,"position":2918,"tag_list":2919,"is_startpage":29,"parent_id":871,"meta_data":26,"group_id":2920,"first_published_at":2782,"release_id":26,"lang":33,"path":26,"alternates":2921,"default_full_slug":2922,"translated_slugs":2923},"Logiciel de suivi budgétaire : comment choisir l’outil adapté à votre entreprise ?","2026-10-30T13:20:16.323Z","2026-10-30T13:34:14.178Z","2026-10-30T13:35:05.059Z",236244239691256,"2e5e0d2d-1f5a-4ea9-8dbf-0f783086e9d3",{"_uid":2787,"title":2780,"topics":2788,"noIndex":29,"category":2797,"language":2806,"readTime":51,"component":761,"heroMedia":2807,"publishedAt":2815,"redirectUrl":51,"leadwallForm":2816,"listingImage":2817,"leadwallTitle":51,"metaDescription":2818,"bottomArticleCta":2819,"leadwallSubtitle":51,"isLeadwallEnabled":29,"componentsAfterTheArticle":2820,"leadwallVisibleParagraphs":51},"2955117f-e1c3-42a9-8617-6338ebfaa75f",[2789],{"name":157,"created_at":158,"published_at":159,"updated_at":160,"id":161,"uuid":162,"content":2790,"slug":173,"full_slug":174,"sort_by_date":26,"position":175,"tag_list":2791,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":178,"first_published_at":179,"release_id":26,"lang":33,"path":26,"alternates":2792,"default_full_slug":181,"translated_slugs":2793,"_stopResolving":42},{"_uid":172,"name":157,"component":23},[],[],[2794,2795,2796],{"path":181,"name":26,"lang":33,"published":26},{"path":181,"name":26,"lang":39,"published":26},{"path":181,"name":26,"lang":41,"published":26},{"name":749,"created_at":750,"published_at":16,"updated_at":751,"id":752,"uuid":753,"content":2798,"slug":761,"full_slug":762,"sort_by_date":26,"position":27,"tag_list":2800,"is_startpage":29,"parent_id":764,"meta_data":26,"group_id":765,"first_published_at":766,"release_id":26,"lang":33,"path":26,"alternates":2801,"default_full_slug":768,"translated_slugs":2802,"_stopResolving":42},{"_uid":755,"icon":2799,"name":749,"component":760},{"id":757,"alt":758,"name":51,"focus":51,"title":51,"filename":759,"copyright":51,"fieldtype":116,"is_external_url":29},[],[],[2803,2804,2805],{"path":768,"name":26,"lang":33,"published":26},{"path":768,"name":26,"lang":39,"published":26},{"path":768,"name":26,"lang":41,"published":26},[33],[2808],{"_uid":2809,"link":2810,"asset":2811,"caption":51,"component":296},"2659f3d3-1176-42d9-81e0-b73ebc51a312",{"id":51,"url":51,"linktype":910,"fieldtype":121,"cached_url":1945,"prep":42},{"id":2812,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2813,"copyright":51,"fieldtype":116,"meta_data":2814,"is_external_url":29},236246895659711,"https://a.storyblok.com/f/146026/1248x832/5db30c8d96/budget-tool-compass.png",{},"2026-10-30 00:00",[],[],"Comparez les logiciels de suivi budgétaire : fonctionnalités, budget engagé, approbations, intégrations et critères pour choisir le bon outil.\n",[],[2821],{"cta":2822,"_uid":2823,"items":2824,"heading":2891,"reverse":29,"component":865,"sectionSettings":2915},[],"a321fb8a-19a0-4ccf-b69b-fb6552c8b83f",[2825,2836,2847,2858,2869,2880],{"_uid":2826,"hide":29,"title":2827,"component":794,"description":2828},"5d9bce05-658f-44d7-b239-7a271963f0b9","Quel est le meilleur logiciel de suivi budgétaire pour une PME ?",{"type":132,"attrs":2829,"content":2830},{"backgroundColor":26},[2831],{"type":135,"attrs":2832,"content":2833},{"textAlign":26},[2834],{"text":2835,"type":141},"Le meilleur outil dépend du nombre d’entités, du nombre de responsables de budget et du niveau de suivi attendu. Une PME avec une seule entité peut commencer avec un logiciel comptable et un outil de gestion des dépenses. Une PME avec plusieurs équipes doit privilégier le suivi du budget engagé, les approbations, les droits d’accès et les intégrations comptables.",{"_uid":2837,"hide":29,"title":2838,"component":794,"description":2839},"7a3e2259-e570-4376-9696-bf8f86b7f4b7","Quelle différence entre budget prévu, engagé et réalisé ?",{"type":132,"attrs":2840,"content":2841},{"backgroundColor":26},[2842],{"type":135,"attrs":2843,"content":2844},{"textAlign":26},[2845],{"text":2846,"type":141},"Le budget prévu correspond au montant autorisé. Le budget engagé correspond aux dépenses décidées mais pas encore nécessairement comptabilisées. Le budget réalisé correspond aux dépenses enregistrées ou payées. Comparer les trois permet d’anticiper les dépassements au lieu de les constater à la clôture.",{"_uid":2848,"hide":29,"title":2849,"component":794,"description":2850},"e74f9a3b-cd8e-4740-bf8d-ed0fa08d85ae","Excel suffit-il pour suivre un budget ?",{"type":132,"attrs":2851,"content":2852},{"backgroundColor":26},[2853],{"type":135,"attrs":2854,"content":2855},{"textAlign":26},[2856],{"text":2857,"type":141},"Excel peut suffire pour une petite structure avec une seule entité, peu de lignes budgétaires et peu d’utilisateurs. Il devient plus fragile lorsque plusieurs versions circulent, que les dépenses engagées ne sont pas suivies ou que les managers ont besoin d’une information en temps réel.",{"_uid":2859,"hide":29,"title":2860,"component":794,"description":2861},"4387ed28-7167-4a6f-b966-1ecd35c57afa","Un logiciel FP&A remplace-t-il un logiciel de suivi des dépenses ?",{"type":132,"attrs":2862,"content":2863},{"backgroundColor":26},[2864],{"type":135,"attrs":2865,"content":2866},{"textAlign":26},[2867],{"text":2868,"type":141},"Non. Un logiciel FP&A sert principalement à construire des scénarios, prévoir les résultats et consolider les données. Un outil de gestion des dépenses capte les demandes, cartes, notes de frais et factures au moment où elles interviennent. Les deux solutions peuvent être complémentaires.",{"_uid":2870,"hide":29,"title":2871,"component":794,"description":2872},"7279dbe6-c90c-486e-a752-3effae3fca89","Quelles intégrations vérifier avant de choisir un outil ?",{"type":132,"attrs":2873,"content":2874},{"backgroundColor":26},[2875],{"type":135,"attrs":2876,"content":2877},{"textAlign":26},[2878],{"text":2879,"type":141},"Vérifiez l’intégration avec votre logiciel comptable, votre ERP, votre outil de paie si nécessaire et vos systèmes de paiement. Contrôlez aussi les données synchronisées, la fréquence des mises à jour, les dimensions analytiques et les possibilités d’export ou d’API.",{"_uid":2881,"hide":29,"title":2882,"component":794,"description":2883},"bace8455-8220-4b1b-bd23-9ce3c39cdbba","Comment tester un logiciel de suivi budgétaire ?",{"type":132,"attrs":2884,"content":2885},{"backgroundColor":26},[2886],{"type":135,"attrs":2887,"content":2888},{"textAlign":26},[2889],{"text":2890,"type":141},"Testez-le sur un mois complet et sur un périmètre limité, avec vos propres dépenses. Vérifiez le suivi du budget engagé, les workflows d’approbation, les alertes, les droits d’accès, les exports comptables et le temps nécessaire à la production du reporting.",[2892],{"cta":2893,"_uid":2894,"title":2895,"layout":51,"eyebrow":2903,"subtitle":2910,"component":254,"textAlign":51,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2913,"sectionSettings":2914,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":51},[],"9faf5db3-f86f-469c-b307-c83919dbf275",{"type":132,"attrs":2896,"content":2897},{"backgroundColor":26},[2898],{"type":254,"attrs":2899,"content":2900},{"level":256,"textAlign":26},[2901],{"text":2902,"type":141},"Questions fréquentes sur les logiciels de suivi budgétaire",{"type":132,"attrs":2904,"content":2905},{"backgroundColor":26},[2906],{"type":135,"attrs":2907,"content":2908},{"textAlign":26},[2909],{"text":859,"type":141},{"type":132,"content":2911},[2912],{"type":135},[],[],[],"logiciel-de-suivi-budgetaire","fr/blog/logiciel-de-suivi-budgetaire",-4040,[],"17487fd8-0530-4aa4-823b-229a64e08030",[],"blog/logiciel-de-suivi-budgetaire",[2924,2925,2926],{"path":2922,"name":26,"lang":33,"published":26},{"path":2922,"name":26,"lang":39,"published":26},{"path":2922,"name":26,"lang":41,"published":26},{"name":2928,"created_at":2929,"published_at":2930,"updated_at":2931,"id":2932,"uuid":2933,"content":2934,"slug":3047,"full_slug":3048,"sort_by_date":26,"position":3049,"tag_list":3050,"is_startpage":29,"parent_id":871,"meta_data":26,"group_id":3051,"first_published_at":3052,"release_id":26,"lang":33,"path":26,"alternates":3053,"default_full_slug":3054,"translated_slugs":3055},"Analyse des écarts budgétaires : méthode, seuils et actions correctives","2026-09-11T16:19:06.315Z","2026-11-03T12:09:13.302Z","2026-11-03T12:09:13.332Z",218947364137443,"f8b80f93-aaed-4e0a-b181-7f066352279f",{"_uid":2935,"title":2928,"topics":2936,"noIndex":29,"category":2945,"language":2954,"component":761,"heroMedia":2955,"publishedAt":2963,"redirectUrl":51,"listingImage":2964,"metaDescription":2965,"bottomArticleCta":2966,"componentsAfterTheArticle":2967},"a9d13a9e-a368-4d39-a661-8e1f0cd8f1da",[2937],{"name":157,"created_at":158,"published_at":159,"updated_at":160,"id":161,"uuid":162,"content":2938,"slug":173,"full_slug":174,"sort_by_date":26,"position":175,"tag_list":2939,"is_startpage":29,"parent_id":177,"meta_data":26,"group_id":178,"first_published_at":179,"release_id":26,"lang":33,"path":26,"alternates":2940,"default_full_slug":181,"translated_slugs":2941,"_stopResolving":42},{"_uid":172,"name":157,"component":23},[],[],[2942,2943,2944],{"path":181,"name":26,"lang":33,"published":26},{"path":181,"name":26,"lang":39,"published":26},{"path":181,"name":26,"lang":41,"published":26},{"name":749,"created_at":750,"published_at":16,"updated_at":751,"id":752,"uuid":753,"content":2946,"slug":761,"full_slug":762,"sort_by_date":26,"position":27,"tag_list":2948,"is_startpage":29,"parent_id":764,"meta_data":26,"group_id":765,"first_published_at":766,"release_id":26,"lang":33,"path":26,"alternates":2949,"default_full_slug":768,"translated_slugs":2950,"_stopResolving":42},{"_uid":755,"icon":2947,"name":749,"component":760},{"id":757,"alt":758,"name":51,"focus":51,"title":51,"filename":759,"copyright":51,"fieldtype":116,"is_external_url":29},[],[],[2951,2952,2953],{"path":768,"name":26,"lang":33,"published":26},{"path":768,"name":26,"lang":39,"published":26},{"path":768,"name":26,"lang":41,"published":26},[33],[2956],{"_uid":2957,"link":2958,"asset":2959,"caption":51,"component":296},"96b9cd00-7f46-4d34-a6f1-e10a4bfc780b",{"id":51,"url":51,"linktype":910,"fieldtype":121,"cached_url":1945,"prep":42},{"id":2960,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2961,"copyright":51,"fieldtype":116,"meta_data":2962,"is_external_url":29},164060175892697,"https://a.storyblok.com/f/146026/1536x1024/28f26daba2/1773976987824-w4lbcl.png",{},"2026-09-11 00:00",[],"Analyse des écarts budgétaires : découvrez comment fixer les seuils, distinguer les causes et transformer le budget contre réel en outil de décision.",[],[2968],{"cta":2969,"_uid":2970,"items":2971,"heading":3022,"reverse":29,"component":865,"sectionSettings":3046},[],"d6a8d668-7819-40f6-80a8-0a4abb490995",[2972,2989,3000,3011],{"_uid":2973,"hide":29,"title":2974,"component":794,"description":2975},"cc45fb69-14ab-4c94-bfd0-533880bbebb9","Un écart favorable doit-il être analysé ?",{"type":132,"attrs":2976,"content":2977},{"backgroundColor":26},[2978],{"type":135,"attrs":2979,"content":2980},{"textAlign":26},[2981,2983,2987],{"text":2982,"type":141},"Oui. Une dépense inférieure au budget peut traduire une économie réelle, mais aussi un ",{"text":2984,"type":141,"marks":2985},"projet reporté",[2986],{"type":262},{"text":2988,"type":141},", une facture non reçue ou une charge enregistrée sur une autre période.",{"_uid":2990,"hide":29,"title":2991,"component":794,"description":2992},"6121b289-4203-4003-8a64-53daa70532f6","Quelle différence entre un écart temporaire et un écart structurel ?",{"type":132,"attrs":2993,"content":2994},{"backgroundColor":26},[2995],{"type":135,"attrs":2996,"content":2997},{"textAlign":26},[2998],{"text":2999,"type":141},"Un écart temporaire provient généralement d’un décalage de calendrier ou d’une dépense exceptionnelle. Un écart structurel traduit une tendance durable, comme une hausse de prix ou un budget sous-évalué, et nécessite une action de fond.",{"_uid":3001,"hide":29,"title":3002,"component":794,"description":3003},"f4ae7d56-48b1-4aad-a4f1-8e7ed055cb73","Comment adapter les seuils de matérialité à la taille de l’entreprise ?",{"type":132,"attrs":3004,"content":3005},{"backgroundColor":26},[3006],{"type":135,"attrs":3007,"content":3008},{"textAlign":26},[3009],{"text":3010,"type":141},"Fixez le seuil absolu en fonction du budget global, du niveau de détail suivi et de l’impact du poste sur le résultat. Le seuil relatif peut se situer autour de 5 à 10 %, mais il doit être ajusté selon la nature de la dépense.",{"_uid":3012,"hide":29,"title":3013,"component":794,"description":3014},"f0c5602a-3d9d-4487-bae0-0bb1640e09d4","Qui doit commenter les écarts budgétaires ?",{"type":132,"attrs":3015,"content":3016},{"backgroundColor":26},[3017],{"type":135,"attrs":3018,"content":3019},{"textAlign":26},[3020],{"text":3021,"type":141},"Le responsable de budget explique les écarts de son périmètre. Le contrôleur de gestion consolide et challenge les analyses. La direction financière intervient lorsque l’écart nécessite une décision d’allocation ou une révision de prévision.",[3023],{"cta":3024,"_uid":3025,"title":3026,"eyebrow":3034,"subtitle":3041,"component":254,"textAlign":51,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3044,"sectionSettings":3045,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":51},[],"81b73c85-1b92-4497-8c4e-1801b688c08f",{"type":132,"attrs":3027,"content":3028},{"backgroundColor":26},[3029],{"type":254,"attrs":3030,"content":3031},{"level":256,"textAlign":26},[3032],{"text":3033,"type":141},"Questions fréquentes sur l'analyse des écarts budgétaires",{"type":132,"attrs":3035,"content":3036},{"backgroundColor":26},[3037],{"type":135,"attrs":3038,"content":3039},{"textAlign":26},[3040],{"text":859,"type":141},{"type":132,"content":3042},[3043],{"type":135},[],[],[],"analyse-des-ecarts-budgetaires","fr/blog/analyse-des-ecarts-budgetaires",-3440,[],"39605731-405d-4ed8-ba5f-6ee0217e6dc4","2026-09-11T16:41:03.236Z",[],"blog/analyse-des-ecarts-budgetaires",[3056,3057,3058],{"path":3054,"name":26,"lang":33,"published":26},{"path":3054,"name":26,"lang":39,"published":26},{"path":3054,"name":26,"lang":41,"published":26},["Island",3060],{"key":3061,"result":3062},"MarkdownRenderer_IwsQ39hueACpFAVHP0tJB3zf5BNRwtxC9qKBMtSQ2o",{"head":3063},{"link":3064,"style":3065},[],[],["Island",3067],{"key":3068,"result":3069},"MarkdownRenderer_W8RojYz7bF3SahL8e6UEaNjKpmd1G7xE2YqSq34624",{"head":3070},{"link":3071,"style":3072},[],[],["Island",3074],{"key":3075,"result":3076},"MarkdownRenderer_X35Fx3LEx1gYiN47vVzTjQCc4jl0BsTUdoocYSHc",{"head":3077},{"link":3078,"style":3079},[],[],1793895845119]