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Abonnez-vous à notre newsletter pour rester informé.",[2353,2354],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2356],{"cta":2357,"_uid":2358,"items":2359,"heading":2477,"reverse":29,"component":894,"sectionSettings":2498},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2360,2418],{"_uid":2361,"title":2362,"component":815,"description":2363},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":114,"content":2364},[2365,2369],{"type":117,"content":2366},[2367],{"text":2368,"type":123},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":275,"attrs":2370,"content":2372},{"order":2371},{"order":277},[2373,2385,2396],{"type":281,"content":2374},[2375],{"type":117,"content":2376},[2377,2381,2383],{"text":2378,"type":123,"marks":2379},"Les dépenses stratégiques",[2380],{"type":233},{"text":2382,"type":123}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. 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00:00",[],"Omnibus CSRD 2026 : seuils de 1 000 salariés et 450 M€, calendrier révisé, VSME et actions à prévoir pour les DAF et les entreprises.\n",[],[2570],{"cta":2571,"_uid":2572,"items":2573,"heading":2651,"reverse":29,"component":894,"sectionSettings":2675},[],"72e4f3db-ca09-4f67-905a-cbe932d89f63",[2574,2591,2608,2619,2636],{"_uid":2575,"hide":29,"title":2576,"component":815,"description":2577},"181c2e80-937b-4dbb-b6ca-5a80d3e17ab4","Quelles entreprises restent soumises à la CSRD après l’Omnibus ?",{"type":114,"attrs":2578,"content":2579},{"backgroundColor":26},[2580],{"type":117,"attrs":2581,"content":2582},{"textAlign":26},[2583,2585,2589],{"text":2584,"type":123},"Les entreprises qui dépassent simultanément ",{"text":2586,"type":123,"marks":2587},"1 000 salariés et 450 millions d’euros de chiffre d’affaires net",[2588],{"type":233},{"text":2590,"type":123}," restent dans le périmètre obligatoire de la CSRD révisée. Les entreprises qui ne dépassent pas ces deux seuils sortent généralement du périmètre obligatoire, sous réserve des situations particulières liées au groupe.",{"_uid":2592,"hide":29,"title":2593,"component":815,"description":2594},"bfbaba5b-ac8e-401b-946f-85e887a81303","Quand les entreprises nouvellement concernées publieront-elles leur premier rapport ?",{"type":114,"attrs":2595,"content":2596},{"backgroundColor":26},[2597],{"type":117,"attrs":2598,"content":2599},{"textAlign":26},[2600,2602,2606],{"text":2601,"type":123},"Les entreprises nouvellement concernées par les seuils révisés publieront leur premier rapport en ",{"text":2603,"type":123,"marks":2604},"2028 sur l’exercice 2027",[2605],{"type":233},{"text":2607,"type":123},". 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Les demandes doivent s’appuyer sur le contenu du standard volontaire applicable.",{"_uid":2620,"hide":29,"title":2621,"component":815,"description":2622},"2968fde6-2210-4088-aff7-ed1275aa59fa","À quoi sert le VSME pour une entreprise sortie du périmètre CSRD ?",{"type":114,"attrs":2623,"content":2624},{"backgroundColor":26},[2625],{"type":117,"attrs":2626,"content":2627},{"textAlign":26},[2628,2630,2634],{"text":2629,"type":123},"Le VSME permet à une PME de structurer ",{"text":2631,"type":123,"marks":2632},"un socle volontaire et proportionné de données de durabilité",[2633],{"type":233},{"text":2635,"type":123},". 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",{"text":2648,"type":123,"marks":2649},"La priorité consiste donc à clarifier votre statut, puis à fiabiliser les informations que vos clients peuvent vous demander.",[2650],{"type":233},[2652],{"cta":2653,"_uid":2654,"title":2655,"eyebrow":2663,"subtitle":2670,"component":243,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2673,"sectionSettings":2674,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"cbaf1c9f-32d2-4f32-9c41-f2aeab756a1a",{"type":114,"attrs":2656,"content":2657},{"backgroundColor":26},[2658],{"type":243,"attrs":2659,"content":2660},{"level":245,"textAlign":26},[2661],{"text":2662,"type":123},"Questions fréquentes sur l'Omnibus et la CSRD",{"type":114,"attrs":2664,"content":2665},{"backgroundColor":26},[2666],{"type":117,"attrs":2667,"content":2668},{"textAlign":26},[2669],{"text":888,"type":123},{"type":114,"content":2671},[2672],{"type":117},[],[],[],"omnibus-csrd","fr/blog/omnibus-csrd",-2550,[],"1521f5a7-3bc3-4ac6-8f3e-3b1096afb3ba",[],"blog/omnibus-csrd",[2684,2685,2686],{"path":2682,"name":26,"lang":33,"published":26},{"path":2682,"name":26,"lang":39,"published":26},{"path":2682,"name":26,"lang":41,"published":26},{"name":2688,"created_at":2689,"published_at":2690,"updated_at":2691,"id":2692,"uuid":2693,"content":2694,"slug":2870,"full_slug":2871,"sort_by_date":26,"position":2872,"tag_list":2873,"is_startpage":29,"parent_id":900,"meta_data":26,"group_id":2874,"first_published_at":2875,"release_id":26,"lang":33,"path":26,"alternates":2876,"default_full_slug":2877,"translated_slugs":2878},"Dépenses SaaS : quatre constats sur ce que paient (et gaspillent) les entreprises européennes","2026-09-20T06:00:10.527Z","2026-10-05T07:21:55.367Z","2026-10-05T07:21:55.405Z",221980305550761,"73622663-63de-4553-b6a5-4e03d6e2a640",{"_uid":2695,"title":2688,"topics":2696,"noIndex":29,"category":2705,"language":2714,"component":782,"heroMedia":2715,"publishedAt":2716,"redirectUrl":52,"listingImage":2717,"metaDescription":2725,"bottomArticleCta":2726,"componentsAfterTheArticle":2744},"f12b5c39-6f73-4112-a3d9-826bcdb43f87",[2697],{"name":139,"created_at":140,"published_at":141,"updated_at":142,"id":143,"uuid":144,"content":2698,"slug":155,"full_slug":156,"sort_by_date":26,"position":157,"tag_list":2699,"is_startpage":29,"parent_id":159,"meta_data":26,"group_id":160,"first_published_at":161,"release_id":26,"lang":33,"path":26,"alternates":2700,"default_full_slug":163,"translated_slugs":2701,"_stopResolving":42},{"_uid":154,"name":139,"component":23},[],[],[2702,2703,2704],{"path":163,"name":26,"lang":33,"published":26},{"path":163,"name":26,"lang":39,"published":26},{"path":163,"name":26,"lang":41,"published":26},{"name":770,"created_at":771,"published_at":16,"updated_at":772,"id":773,"uuid":774,"content":2706,"slug":782,"full_slug":783,"sort_by_date":26,"position":27,"tag_list":2708,"is_startpage":29,"parent_id":785,"meta_data":26,"group_id":786,"first_published_at":787,"release_id":26,"lang":33,"path":26,"alternates":2709,"default_full_slug":789,"translated_slugs":2710,"_stopResolving":42},{"_uid":776,"icon":2707,"name":770,"component":781},{"id":778,"alt":779,"name":52,"focus":52,"title":52,"filename":780,"copyright":52,"fieldtype":98,"is_external_url":29},[],[],[2711,2712,2713],{"path":789,"name":26,"lang":33,"published":26},{"path":789,"name":26,"lang":39,"published":26},{"path":789,"name":26,"lang":41,"published":26},[33],[],"2026-09-21 00:00",[2718],{"_uid":2719,"link":2720,"asset":2721,"caption":52,"component":374},"7b5d4e87-ee46-4fff-ba30-9decfe28d691",{"id":52,"url":52,"linktype":939,"fieldtype":103,"cached_url":1975,"prep":42},{"id":2722,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2723,"copyright":52,"fieldtype":98,"meta_data":2724,"is_external_url":29},226349936372642,"https://a.storyblok.com/f/146026/2220x1461/089523cf50/blog-fr.png",{},"Les entreprises européennes pourraient surpayer leurs logiciels SaaS de 7 Md€ par an, tandis que leurs factures IA varient désormais de 61 % d’un mois à l’autre. Découvrez les données Spendesk 2026 sur les dépenses en Europe.",[2727],{"cta":2728,"_uid":2735,"image":2736,"title":2741,"subtitle":52,"component":2280,"imageFullWidth":42},[2729],{"tag":52,"_uid":2730,"hide":29,"icon":2731,"link":2733,"type":52,"label":52,"style":104,"component":105,"mobileLabel":52,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"559eb7f3-d0d1-420f-929a-0c732e4886f6",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":98,"meta_data":2732},{},{"id":1532,"url":52,"linktype":939,"fieldtype":103,"cached_url":1533,"prep":42,"story":2734},{"name":1535,"id":1536,"uuid":1532,"slug":1537,"url":1538,"full_slug":1539,"_stopResolving":42},"8b3fdf1e-0536-41ce-bd2b-6418c212ff22",{"id":2737,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2738,"copyright":52,"fieldtype":98,"meta_data":2739,"is_external_url":29},221048906244316,"https://a.storyblok.com/f/146026/1700x465/e88345cf2d/made-in-europe-paris.png",{"size":2740},"1700x465",{"type":114,"content":2742},[2743],{"type":117},[2745],{"cta":2746,"_uid":2747,"items":2748,"heading":2845,"reverse":29,"component":894,"sectionSettings":2869},[],"c53a17e3-2f34-45eb-96aa-8a0aa98aff4c",[2749,2762,2773,2786,2799,2810,2823,2834],{"_uid":2750,"hide":29,"title":2751,"component":815,"description":2752},"298b7db2-f4d8-463e-8f25-542b89772cd4","Qu’est-ce que la gestion des dépenses SaaS, et pourquoi est-elle importante pour les équipes Finance ?",{"type":114,"attrs":2753,"content":2754},{"backgroundColor":26},[2755,2760],{"type":117,"attrs":2756,"content":2757},{"textAlign":26},[2758],{"text":2759,"type":123},"La gestion des dépenses SaaS consiste à suivre, approuver, contrôler et réévaluer les abonnements logiciels utilisés dans l’entreprise. Elle permet aux équipes Finance de savoir qui est responsable de chaque outil, combien il coûte, s’il est réellement utilisé et quand son renouvellement est prévu. Les entreprises peuvent ainsi identifier les dépenses inutiles, comparer les prix et éviter les renouvellements dont elles n’ont pas besoin.",{"type":243,"attrs":2761},{"level":357,"textAlign":26},{"_uid":2763,"hide":29,"title":2764,"component":815,"description":2765},"2205b34b-3642-467d-b57d-00f74eb0ea8a","Combien les entreprises européennes dépensent-elles en logiciels SaaS ?",{"type":114,"attrs":2766,"content":2767},{"backgroundColor":26},[2768],{"type":117,"attrs":2769,"content":2770},{"textAlign":26},[2771],{"text":2772,"type":123},"Selon l’étude de Spendesk, l’entreprise européenne moyenne de notre échantillon dépense près de 250 000 € par an en logiciels.",{"_uid":2774,"hide":29,"title":2775,"component":815,"description":2776},"fc248c7d-c0ef-42f2-8896-bd99d597a6fa","Comment les équipes Finance peuvent-elles suivre les abonnements SaaS utilisés par plusieurs départements ?",{"type":114,"attrs":2777,"content":2778},{"backgroundColor":26},[2779,2784],{"type":117,"attrs":2780,"content":2781},{"textAlign":26},[2782],{"text":2783,"type":123},"Les équipes Finance doivent disposer d’une vue centralisée des factures, paiements par carte et abonnements récurrents, avec pour chaque outil le département concerné, le responsable de la dépense, les informations d’utilisation et la date de renouvellement. Cette approche remplace les feuilles de calcul dispersées par un processus cohérent permettant de suivre les dépenses logicielles, d’anticiper les renouvellements et d’identifier les possibilités de consolidation ou de renégociation.",{"type":243,"attrs":2785},{"level":357,"textAlign":26},{"_uid":2787,"hide":29,"title":2788,"component":815,"description":2789},"2cb2bede-0d0e-469e-9e2b-4bc8df677c31","Comment identifier et supprimer les abonnements en doublon ou devenus inutiles ?",{"type":114,"attrs":2790,"content":2791},{"backgroundColor":26},[2792,2797],{"type":117,"attrs":2793,"content":2794},{"textAlign":26},[2795],{"text":2796,"type":123},"Les entreprises peuvent comparer les fournisseurs par catégorie, examiner leur niveau d’utilisation et leur responsable, puis identifier les abonnements qui n’ont plus d’utilisateurs actifs ou de raison d’être claire. Dans notre échantillon, 72 % des entreprises utilisant des outils d’IA payaient pour au moins deux solutions concurrentes, tandis que 64 % des utilisateurs de logiciels de design disposaient d’abonnements parallèles. Des workflows d’approbation, un responsable clairement identifié pour chaque dépense et des revues avant renouvellement permettent d’éviter que des outils inutilisés ou en doublon continuent d’être facturés sans que personne ne s’en rende compte.",{"type":243,"attrs":2798},{"level":357,"textAlign":26},{"_uid":2800,"hide":29,"title":2801,"component":815,"description":2802},"8040349d-c86b-4a5f-a574-21a2cddd5e03","Comment les cartes virtuelles et les contrôles des dépenses peuvent-ils aider à gérer les abonnements SaaS et les coûts liés à l’IA ?",{"type":114,"attrs":2803,"content":2804},{"backgroundColor":26},[2805],{"type":117,"attrs":2806,"content":2807},{"textAlign":26},[2808],{"text":2809,"type":123},"Les cartes virtuelles et les contrôles associés aux cartes intelligentes permettent de mieux identifier et gérer les dépenses logicielles récurrentes ou facturées à l’usage. Les équipes Finance peuvent définir des limites de dépense, suivre les transactions en temps réel et recevoir des alertes en cas de hausse inattendue des coûts. Pour les abonnements SaaS à prix fixe, des revues avant renouvellement et une responsabilité clairement définie permettent d’éviter que des dépenses non approuvées continuent d’être facturées.",{"_uid":2811,"hide":29,"title":2812,"component":815,"description":2813},"36d62fa2-f73a-4003-b082-f1a3d5b8428d","Pourquoi les dépenses IA sont-elles plus difficiles à prévoir que les dépenses SaaS traditionnelles ?",{"type":114,"attrs":2814,"content":2815},{"backgroundColor":26},[2816,2821],{"type":117,"attrs":2817,"content":2818},{"textAlign":26},[2819],{"text":2820,"type":123},"Les logiciels SaaS traditionnels sont généralement facturés selon un montant mensuel relativement fixe, tandis que de nombreux outils d’IA facturent en fonction de l’utilisation. Dans notre échantillon, les dépenses totales consacrées à l’IA ont augmenté de 340 % en douze mois, alors même que le nombre d’entreprises qui en achetaient a très peu évolué. Les factures IA peuvent également varier fortement d’un mois à l’autre, le mois le plus cher pouvant atteindre jusqu’à huit fois le montant du mois le moins cher. Elles sont donc beaucoup plus difficiles à gérer avec un budget fixe traditionnel.",{"type":243,"attrs":2822},{"level":357,"textAlign":26},{"_uid":2824,"hide":29,"title":2825,"component":815,"description":2826},"d2672715-30b5-4229-be8d-9a86e15dbd0e","Comment les équipes Finance peuvent-elles contrôler les dépenses IA variables et les factures à l’usage ?",{"type":114,"attrs":2827,"content":2828},{"backgroundColor":26},[2829],{"type":117,"attrs":2830,"content":2831},{"textAlign":26},[2832],{"text":2833,"type":123},"Les dépenses IA doivent être gérées à l’aide d’une visibilité sur l’utilisation, de limites de dépense et d’alertes en temps réel, plutôt qu’avec une simple ligne budgétaire fixe. Ces contrôles permettent aux équipes Finance d’identifier rapidement une consommation inhabituelle de tokens ou une activité automatisée anormale, avant qu’un mois particulièrement coûteux n’arrive jusqu’à la clôture. Une carte intelligente assortie de limites de dépense et d’alertes peut apporter une couche de contrôle supplémentaire.",{"_uid":2835,"hide":29,"title":2836,"component":815,"description":2837},"0198b67b-1727-4625-97ba-394a99aa4c17","Que doivent rechercher les équipes Finance dans un logiciel de gestion des dépenses SaaS ?",{"type":114,"attrs":2838,"content":2839},{"backgroundColor":26},[2840],{"type":117,"attrs":2841,"content":2842},{"textAlign":26},[2843],{"text":2844,"type":123},"Les fonctionnalités les plus utiles sont notamment une vue centralisée des abonnements, l’affectation des dépenses à un responsable et à un département, des workflows d’approbation, des alertes de renouvellement, le contrôle des paiements récurrents, le suivi de l’utilisation, des limites de dépense, des alertes en temps réel et des outils de reporting. 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Spendesk associe ",{"text":2945,"type":123,"marks":2946},"une connaissance approfondie des marchés, une infrastructure de paiement réglementée et un accompagnement local de proximité",[2947],{"type":233},{"text":2949,"type":123}," pour aider les entreprises à gérer leurs opérations financières de manière efficace et conforme dans toute l’Europe.",{"type":2384},{"type":2384},{"text":2953,"type":123},"Cette expertise s’est construite avec le temps, en comprenant les règles, les systèmes de paiement et les pratiques opérationnelles propres à chaque marché. Les intégrations ne représentent qu’une partie de cette approche globale. C’est pourquoi Spendesk se connecte à la fois à ",{"text":2955,"type":123,"marks":2956},"des outils locaux et à des solutions internationales",[2957],{"type":233},{"text":2959,"type":123},".",{"_uid":2961,"hide":29,"title":2962,"component":815,"description":2963},"2fc2246e-c5dc-42bb-979e-28aaeeb4b351","Avec quels outils Spendesk s’intègre-t-elle ?",{"type":114,"attrs":2964,"content":2965},{"backgroundColor":26},[2966,2985],{"type":117,"attrs":2967,"content":2968},{"textAlign":26},[2969,2971,2975,2977,2984],{"text":2970,"type":123},"Spendesk s’intègre aux outils de ",{"text":2972,"type":123,"marks":2973},"comptabilité, ERP, RH, voyages d’affaires, communication et gestion des identités",[2974],{"type":233},{"text":2976,"type":123},", notamment Xero, NetSuite, DATEV, Personio, HiBob, TravelPerk et Slack, ainsi qu’à de nombreuses autres solutions. Découvrez la liste complète sur la ",{"text":2978,"type":123,"marks":2979},"page dédiée aux intégrations Spendesk",[2980,2983],{"type":267,"attrs":2981},{"href":2982,"uuid":26,"anchor":26,"target":270,"linktype":102},"https://www.spendesk.com/integrations/",{"type":233},{"text":2959,"type":123},{"type":117,"attrs":2986,"content":2987},{"textAlign":26},[2988,2990,2997,2999,3006],{"text":2989,"type":123},"Pour en savoir plus sur les possibilités de connexion de Spendesk, consultez notre article consacré aux ",{"text":2991,"type":123,"marks":2992},"principaux avantages d’une API publique pour les plateformes de gestion des dépenses",[2993,2996],{"type":267,"attrs":2994},{"href":2995,"uuid":26,"anchor":26,"target":270,"linktype":102},"https://www.spendesk.com/blog/public-api-spend-management/",{"type":233},{"text":2998,"type":123},". Vous pouvez également découvrir comment Spendesk se connecte aux logiciels comptables locaux avec ",{"text":3000,"type":123,"marks":3001},"l’intégration entre Spendesk et DATEV",[3002,3005],{"type":267,"attrs":3003},{"href":3004,"uuid":26,"anchor":26,"target":270,"linktype":102},"https://www.spendesk.com/blog/spendesk-datev-integration-germany/",{"type":233},{"text":2959,"type":123},{"_uid":3008,"hide":29,"title":3009,"component":815,"description":3010},"00b11f52-3cc6-4987-b74e-188d1d95661d","Qu’est-ce que la souveraineté des données et que signifie-t-elle pour les clients de Spendesk ?",{"type":114,"attrs":3011,"content":3012},{"backgroundColor":26},[3013,3024,3033],{"type":117,"attrs":3014,"content":3015},{"textAlign":26},[3016,3018,3022],{"text":3017,"type":123},"La souveraineté des données désigne la capacité à ",{"text":3019,"type":123,"marks":3020},"garder le contrôle sur ses données et sur le cadre juridique qui les protège",[3021],{"type":233},{"text":3023,"type":123},". 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",{"text":3030,"type":123,"marks":3031},"Les engagements d’AWS en matière de protection des données et les cadres juridiques européens applicables constituent des garanties pour les données clients.",[3032],{"type":233},{"type":117,"attrs":3034,"content":3035},{"textAlign":26},[3036,3038,3044,3046,3052],{"text":3037,"type":123},"Pour en savoir plus, consultez le ",{"text":3039,"type":123,"marks":3040},"Spendesk Trust Center",[3041,3043],{"type":267,"attrs":3042},{"href":1712,"uuid":26,"anchor":26,"target":270,"linktype":102},{"type":233},{"text":3045,"type":123}," et notre ",{"text":1965,"type":123,"marks":3047},[3048,3051],{"type":267,"attrs":3049},{"href":3050,"uuid":26,"anchor":26,"target":270,"linktype":102},"https://www.spendesk.com/legals/privacy/",{"type":233},{"text":2959,"type":123},{"_uid":3054,"hide":29,"title":3055,"component":815,"description":3056},"53de317e-28f9-43a1-a241-c1b092d91bf3","Spendesk accompagne-t-elle les entreprises présentes dans plusieurs pays et composées de plusieurs entités ?",{"type":114,"attrs":3057,"content":3058},{"backgroundColor":26},[3059,3070],{"type":117,"attrs":3060,"content":3061},{"textAlign":26},[3062,3064,3068],{"text":3063,"type":123},"Oui. 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00:00",[],[],"Comparez les logiciels de suivi budgétaire : fonctionnalités, budget engagé, approbations, intégrations et critères pour choisir le bon outil.\n",[],[3191],{"cta":3192,"_uid":3193,"items":3194,"heading":3261,"reverse":29,"component":894,"sectionSettings":3285},[],"a321fb8a-19a0-4ccf-b69b-fb6552c8b83f",[3195,3206,3217,3228,3239,3250],{"_uid":3196,"hide":29,"title":3197,"component":815,"description":3198},"5d9bce05-658f-44d7-b239-7a271963f0b9","Quel est le meilleur logiciel de suivi budgétaire pour une PME ?",{"type":114,"attrs":3199,"content":3200},{"backgroundColor":26},[3201],{"type":117,"attrs":3202,"content":3203},{"textAlign":26},[3204],{"text":3205,"type":123},"Le meilleur outil dépend du nombre d’entités, du nombre de responsables de budget et du niveau de suivi attendu. Une PME avec une seule entité peut commencer avec un logiciel comptable et un outil de gestion des dépenses. Une PME avec plusieurs équipes doit privilégier le suivi du budget engagé, les approbations, les droits d’accès et les intégrations comptables.",{"_uid":3207,"hide":29,"title":3208,"component":815,"description":3209},"7a3e2259-e570-4376-9696-bf8f86b7f4b7","Quelle différence entre budget prévu, engagé et réalisé ?",{"type":114,"attrs":3210,"content":3211},{"backgroundColor":26},[3212],{"type":117,"attrs":3213,"content":3214},{"textAlign":26},[3215],{"text":3216,"type":123},"Le budget prévu correspond au montant autorisé. Le budget engagé correspond aux dépenses décidées mais pas encore nécessairement comptabilisées. Le budget réalisé correspond aux dépenses enregistrées ou payées. 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Il devient plus fragile lorsque plusieurs versions circulent, que les dépenses engagées ne sont pas suivies ou que les managers ont besoin d’une information en temps réel.",{"_uid":3229,"hide":29,"title":3230,"component":815,"description":3231},"4387ed28-7167-4a6f-b966-1ecd35c57afa","Un logiciel FP&A remplace-t-il un logiciel de suivi des dépenses ?",{"type":114,"attrs":3232,"content":3233},{"backgroundColor":26},[3234],{"type":117,"attrs":3235,"content":3236},{"textAlign":26},[3237],{"text":3238,"type":123},"Non. Un logiciel FP&A sert principalement à construire des scénarios, prévoir les résultats et consolider les données. Un outil de gestion des dépenses capte les demandes, cartes, notes de frais et factures au moment où elles interviennent. 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