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ce que vous lisez ?",[2178],{"cta":2179,"_uid":2194,"image":2195,"title":2197,"subtitle":2211,"component":2145},[2180],{"tag":23,"_uid":2181,"hide":29,"icon":2182,"link":2184,"type":23,"label":2192,"style":104,"component":105,"mobileLabel":23,"onClickEvent":2193,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":98,"meta_data":2183},{},{"id":2185,"url":23,"linktype":806,"fieldtype":103,"cached_url":2186,"prep":42,"story":2187},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2188,"id":2189,"uuid":2185,"slug":2190,"url":2190,"full_slug":2191,"_stopResolving":42},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo 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Abonnez-vous à notre newsletter pour rester informé.",[2218,2219],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2221],{"cta":2222,"_uid":2223,"items":2224,"heading":2342,"reverse":29,"component":761,"sectionSettings":2363},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2225,2283],{"_uid":2226,"title":2227,"component":690,"description":2228},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":114,"content":2229},[2230,2234],{"type":117,"content":2231},[2232],{"text":2233,"type":123},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":405,"attrs":2235,"content":2237},{"order":2236},{"order":407},[2238,2250,2261],{"type":411,"content":2239},[2240],{"type":117,"content":2241},[2242,2246,2248],{"text":2243,"type":123,"marks":2244},"Les dépenses stratégiques",[2245],{"type":252},{"text":2247,"type":123}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":2249},"hard_break",{"type":411,"content":2251},[2252],{"type":117,"content":2253},[2254,2258,2260],{"text":2255,"type":123,"marks":2256},"Les dépenses opérationnelles",[2257],{"type":252},{"text":2259,"type":123}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":2249},{"type":411,"content":2262},[2263],{"type":117,"content":2264},[2265,2269,2271,2272,2273,2275,2276,2277,2279,2280,2281],{"text":2266,"type":123,"marks":2267},"Les autres frais",[2268],{"type":252},{"text":2270,"type":123},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":2249},{"type":2249},{"text":2274,"type":123},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. 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Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":2249},{"type":2249},{"text":2282,"type":123},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2284,"title":2285,"component":690,"description":2286},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":114,"content":2287},[2288,2292,2296,2305,2309,2313,2322,2326,2330,2334,2338],{"type":117,"content":2289},[2290],{"text":2291,"type":123},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":117,"content":2293},[2294],{"text":2295,"type":123},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":117,"content":2297},[2298,2302,2303],{"text":2299,"type":123,"marks":2300},"Pour les employés",[2301],{"type":252},{"type":2249},{"text":2304,"type":123},"Les employés n'ont plus besoin d'avancer de l'argent. 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Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":117,"content":2323},[2324],{"text":2325,"type":123},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. 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transport employeur : frais kilométriques et notes de frais 2026","2026-04-22 00:00","9",[],"Remboursement transport employeur : comment gérer frais kilométriques, justificatifs, validations et export comptable sans ralentir la clôture ni multiplier les erreurs.",[],[2458],{"_uid":2459,"items":2460,"heading":2546,"component":761},"2727a452-1dae-4f93-af29-e14e58015d40",[2461,2480,2501,2516,2531],{"_uid":2462,"title":2463,"component":690,"description":2464},"71cb8c3d-5c7c-416b-98b2-647b54161e30","Comment intégrer les notes de frais dans ma comptabilité avec les outils existants (ERP/logiciels) ?",{"type":114,"content":2465},[2466,2471],{"type":117,"attrs":2467,"content":2468},{"textAlign":26},[2469],{"text":2470,"type":123},"Le premier enjeu est d'éviter la double saisie. Un outil efficace doit permettre de faire remonter les centres de coût, les codes analytiques et les écritures comptables vers votre ERP ou votre logiciel comptable, via des connecteurs, une API ou des exports structurés.",{"type":117,"attrs":2472,"content":2473},{"textAlign":26},[2474,2478],{"text":2475,"type":123,"marks":2476},"Spendesk permet de centraliser les notes de frais dans un cadre plus structuré",[2477],{"type":252},{"text":2479,"type":123},", avec des justificatifs rattachés aux dépenses, des validations tracées, et des exports comptables exploitables pour des outils comme Sage, Cegid ou Pennylane.",{"_uid":2481,"title":2482,"component":690,"description":2483},"1bf84e68-47e3-4a49-a08b-7975ddfb4820","Expensya vs d'autres applications : laquelle convient le mieux pour une petite entreprise en France ?",{"type":114,"content":2484},[2485,2490],{"type":117,"attrs":2486,"content":2487},{"textAlign":26},[2488],{"text":2489,"type":123},"Pour une petite entreprise, le bon choix dépend moins du nom de l'outil que de quelques critères concrets : la simplicité d'usage, la qualité de l'intégration comptable, la vitesse de traitement, et l'adaptation au cadre français. Il faut notamment vérifier la gestion des justificatifs, la qualité de la traçabilité, les workflows de validation, et la capacité à exporter proprement vers la comptabilité.",{"type":117,"attrs":2491,"content":2492},{"textAlign":26},[2493,2495,2499],{"text":2494,"type":123},"Entre 20 et 100 salariés, un outil correct côté saisie mais faible côté intégration finit souvent par coûter plus cher en temps finance qu'en licence. ",{"text":2496,"type":123,"marks":2497},"Spendesk, par exemple, permet de centraliser les remboursements, les validations et les exports comptables dans un même outil",[2498],{"type":252},{"text":2500,"type":123},", avec des justificatifs rattachés aux dépenses et une traçabilité claire pour l'équipe finance.",{"_uid":2502,"title":2503,"component":690,"description":2504},"0d15fad4-4265-4ec7-8f62-18cee3e41381","Quel est le meilleur logiciel de gestion des notes de frais pour les petites entreprises en 2026 ?",{"type":114,"content":2505},[2506,2511],{"type":117,"attrs":2507,"content":2508},{"textAlign":26},[2509],{"text":2510,"type":123},"Il n'existe pas de réponse unique, mais les critères de choix sont assez clairs. Pour une petite entreprise, le bon outil doit au minimum couvrir cinq points : la capture mobile des justificatifs, l'OCR, des validations paramétrables, des exports comptables fiables, et une gestion documentaire suffisamment solide pour éviter les reprises manuelles.",{"type":117,"attrs":2512,"content":2513},{"textAlign":26},[2514],{"text":2515,"type":123},"Les indicateurs vraiment utiles sont ceux qui se voient dans l'opérationnel, pas dans le discours marketing. Pour un DAF, un Contrôleur de gestion ou un Responsable comptable, le meilleur logiciel est avant tout celui qui réduit la ressaisie, améliore la qualité des justificatifs, et s'intègre proprement à la comptabilité.",{"_uid":2517,"title":2518,"component":690,"description":2519},"4ad25c08-56ad-458e-81dc-66fd295adc4f","Existe-t-il des intégrations entre Neo et des solutions de voyage d'entreprise pour les notes de frais ?",{"type":114,"content":2520},[2521,2526],{"type":117,"attrs":2522,"content":2523},{"textAlign":26},[2524],{"text":2525,"type":123},"Sans vérification spécifique, mieux vaut ne pas supposer l'existence d'une intégration précise entre Neo et un outil donné. En revanche, le vrai sujet pour l'entreprise n'est pas seulement la connexion entre deux solutions. C'est de savoir si le flux voyage peut être géré proprement de bout en bout : paiement, validation, collecte des justificatifs, puis remboursement si le salarié a avancé les frais.",{"type":117,"attrs":2527,"content":2528},{"textAlign":26},[2529],{"text":2530,"type":123},"Pour une entreprise de 50 à 250 salariés, cela compte souvent plus qu'une simple intégration isolée. L'enjeu est d'éviter un système pour réserver d'un côté, puis un autre pour retraiter les notes de frais ensuite. Spendesk permet de couvrir ce flux dans un cadre unique, avec cartes physiques ou virtuelles, validation manager, capture mobile des justificatifs, et export comptable. Si vous gérez du volume, il faut aussi regarder la qualité de l'export vers la comptabilité et le niveau de traçabilité conservé à chaque étape.",{"_uid":2532,"title":2533,"component":690,"description":2534},"1d309dee-4567-460d-aa8a-ccf3d7ad18f8","Comment choisir entre un logiciel de note de frais gratuit et payant ?",{"type":114,"content":2535},[2536,2541],{"type":117,"attrs":2537,"content":2538},{"textAlign":26},[2539],{"text":2540,"type":123},"Le vrai sujet n'est pas le prix affiché à 0 €, mais le coût total du processus. Un outil gratuit peut suffire à une très petite équipe avec peu de notes de frais chaque mois. Mais dès que le volume augmente, les limites apparaissent vite : validations manuelles, exports peu exploitables, justificatifs mal suivis, et plus de reprises côté comptabilité.",{"type":117,"attrs":2542,"content":2543},{"textAlign":26},[2544],{"text":2545,"type":123},"Un outil payant devient rentable à partir du moment où il réduit réellement la charge administrative. Pour un DAF ou un RAF, l'arbitrage est souvent simple : payer pour éviter la ressaisie, fiabiliser les écritures, et raccourcir la clôture coûte généralement moins cher que de laisser la finance absorber les limites d'un outil trop léger.","Questions fréquentes sur les frais kilométriques","remboursement-transport-employeur-frais-kilometriques-notes-de-frais","fr/blog/remboursement-transport-employeur-frais-kilometriques-notes-de-frais",-1420,[],"4be83584-1fff-4474-a51c-859942a5847a","2026-04-23T14:30:14.845Z",[],"blog/remboursement-transport-employeur-frais-kilometriques-notes-de-frais",[2556,2557,2558],{"path":2554,"name":26,"lang":33,"published":26},{"path":2554,"name":26,"lang":39,"published":26},{"path":2554,"name":26,"lang":41,"published":26},{"name":2560,"created_at":2561,"published_at":2562,"updated_at":2563,"id":2564,"uuid":2565,"content":2566,"slug":2737,"full_slug":2738,"sort_by_date":26,"position":2739,"tag_list":2740,"is_startpage":29,"parent_id":767,"meta_data":26,"group_id":2741,"first_published_at":2562,"release_id":26,"lang":33,"path":26,"alternates":2742,"default_full_slug":2743,"translated_slugs":2744},"Carte carburant ou carte d’entreprise multi-usages : laquelle choisir pour les frais de déplacement ?","2026-08-29T10:03:02.957Z","2026-08-29T10:17:25.257Z","2026-08-29T10:17:25.294Z",214254317432043,"b87c3628-75e8-4393-95d8-fca818f7d382",{"_uid":2567,"title":2560,"topics":2568,"noIndex":29,"category":2585,"language":2594,"component":651,"heroMedia":2595,"publishedAt":2603,"redirectUrl":23,"listingImage":2604,"metaDescription":2605,"bottomArticleCta":2606,"componentsAfterTheArticle":2607},"a5fde6d9-a199-4e47-be4f-980d3eed20f4",[2569,2577],{"name":876,"created_at":2393,"published_at":2394,"updated_at":2395,"id":2396,"uuid":2397,"content":2570,"slug":2400,"full_slug":2401,"sort_by_date":26,"position":2402,"tag_list":2571,"is_startpage":29,"parent_id":159,"meta_data":26,"group_id":2404,"first_published_at":2405,"release_id":26,"lang":33,"path":26,"alternates":2572,"default_full_slug":2407,"translated_slugs":2573,"_stopResolving":42},{"_uid":2399,"name":876,"component":22},[],[],[2574,2575,2576],{"path":2407,"name":26,"lang":33,"published":26},{"path":2407,"name":26,"lang":39,"published":26},{"path":2407,"name":26,"lang":41,"published":26},{"name":139,"created_at":140,"published_at":141,"updated_at":142,"id":143,"uuid":144,"content":2578,"slug":155,"full_slug":156,"sort_by_date":26,"position":157,"tag_list":2579,"is_startpage":29,"parent_id":159,"meta_data":26,"group_id":160,"first_published_at":161,"release_id":26,"lang":33,"path":26,"alternates":2580,"default_full_slug":163,"translated_slugs":2581,"_stopResolving":42},{"_uid":154,"name":139,"component":22},[],[],[2582,2583,2584],{"path":163,"name":26,"lang":33,"published":26},{"path":163,"name":26,"lang":39,"published":26},{"path":163,"name":26,"lang":41,"published":26},{"name":639,"created_at":640,"published_at":16,"updated_at":641,"id":642,"uuid":643,"content":2586,"slug":651,"full_slug":652,"sort_by_date":26,"position":73,"tag_list":2588,"is_startpage":29,"parent_id":654,"meta_data":26,"group_id":655,"first_published_at":656,"release_id":26,"lang":33,"path":26,"alternates":2589,"default_full_slug":658,"translated_slugs":2590,"_stopResolving":42},{"_uid":645,"icon":2587,"name":639,"component":650},{"id":647,"alt":648,"name":23,"focus":23,"title":23,"filename":649,"copyright":23,"fieldtype":98,"is_external_url":29},[],[],[2591,2592,2593],{"path":658,"name":26,"lang":33,"published":26},{"path":658,"name":26,"lang":39,"published":26},{"path":658,"name":26,"lang":41,"published":26},[33],[2596],{"_uid":2597,"asset":2598,"caption":23,"component":273},"0accd734-668b-481c-bc8e-7712a9881e9d",{"id":2599,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2600,"copyright":23,"fieldtype":98,"meta_data":2601,"is_external_url":29},214017782309727,"https://a.storyblok.com/f/146026/1376x768/1e2a6d7874/1780677976025-kza72r.png",{"size":2602},"1376x768","2026-08-29 00:00",[],"Carte carburant ou carte d’entreprise multi-usages, comparez leurs avantages et choisissez la solution adaptée à vos frais de déplacement.\n",[],[2608],{"cta":2609,"_uid":2610,"items":2611,"heading":2710,"reverse":29,"component":761,"sectionSettings":2736},[],"6edc0361-e9fc-4532-a126-952dc5817fef",[2612,2633,2663,2689],{"_uid":2613,"hide":29,"title":2614,"component":690,"description":2615},"205ee643-cc5d-4062-845e-f67a9a3fd054","Qu’est-ce qu’une carte essence entreprise ?",{"type":114,"attrs":2616,"content":2617},{"backgroundColor":26},[2618,2628],{"type":117,"attrs":2619,"content":2620},{"textAlign":26},[2621,2623,2627],{"text":2622,"type":123},"Une carte essence entreprise est une carte de paiement restreinte au carburant et à certains services de mobilité. Elle est utilisable dans un réseau de stations partenaires et fonctionne généralement avec ",{"text":2624,"type":123,"marks":2625},"un plafond par conducteur",[2626],{"type":252},{"text":343,"type":123},{"type":117,"attrs":2629,"content":2630},{"textAlign":26},[2631],{"text":2632,"type":123},"Les transactions sont regroupées sur une facture mensuelle unique, ce qui facilite le suivi de la consommation et des dépenses par véhicule.",{"_uid":2634,"hide":29,"title":2635,"component":690,"description":2636},"91f85fc3-d096-43e9-8fc9-09562af15234","La carte carburant est-elle un avantage en nature imposable ?",{"type":114,"attrs":2637,"content":2638},{"backgroundColor":26},[2639,2652],{"type":117,"attrs":2640,"content":2641},{"textAlign":26},[2642,2644,2651],{"text":2643,"type":123},"Lorsqu’elle est utilisée strictement à des fins professionnelles et que les dépenses sont justifiées, une carte carburant ne constitue pas un ",{"text":2645,"type":123,"marks":2646},"avantage en nature",[2647,2650],{"type":308,"attrs":2648},{"href":2649,"uuid":26,"anchor":26,"target":311,"linktype":102},"https://www.compta-online.com/avantage-en-nature-vehicule-comment-le-calculer-ao1003",{"type":252},{"text":343,"type":123},{"type":117,"attrs":2653,"content":2654},{"textAlign":26},[2655,2657,2661],{"text":2656,"type":123},"En revanche, un usage personnel non justifié peut être requalifié par l’URSSAF. L’entreprise doit donc définir ",{"text":2658,"type":123,"marks":2659},"des règles d’utilisation claires",[2660],{"type":252},{"text":2662,"type":123}," et conserver les justificatifs nécessaires.",{"_uid":2664,"hide":29,"title":2665,"component":690,"description":2666},"51402b23-4ddc-40f0-8a73-108a464893a7","Faut-il choisir une carte prépayée ou une carte à facturation différée ?",{"type":114,"attrs":2667,"content":2668},{"backgroundColor":26},[2669,2674,2684],{"type":117,"attrs":2670,"content":2671},{"textAlign":26},[2672],{"text":2673,"type":123},"Une carte prépayée bloque la dépense lorsque le solde disponible est épuisé. Elle facilite le contrôle en amont et peut aider à mieux maîtriser la trésorerie.",{"type":117,"attrs":2675,"content":2676},{"textAlign":26},[2677,2679,2683],{"text":2678,"type":123},"Une carte à facturation différée regroupe les paiements et les facture plus tard, souvent en fin de mois. Elle offre davantage de souplesse, mais demande ",{"text":2680,"type":123,"marks":2681},"un suivi régulier des dépenses engagées",[2682],{"type":252},{"text":343,"type":123},{"type":117,"attrs":2685,"content":2686},{"textAlign":26},[2687],{"text":2688,"type":123},"Le choix dépend donc du niveau de contrôle souhaité et du fonctionnement de votre trésorerie.",{"_uid":2690,"hide":29,"title":2691,"component":690,"description":2692},"a45eec69-1918-4f34-a61c-7188db47e89a","Comment choisir une carte carburant pour son entreprise ?",{"type":114,"attrs":2693,"content":2694},{"backgroundColor":26},[2695,2700],{"type":117,"attrs":2696,"content":2697},{"textAlign":26},[2698],{"text":2699,"type":123},"Commencez par analyser votre volume de carburant, le nombre de conducteurs et les stations fréquentées. Comparez ensuite le réseau d’acceptation, les remises, les plafonds, les services inclus et les modalités de facturation.",{"type":117,"attrs":2701,"content":2702},{"textAlign":26},[2703,2705,2709],{"text":2704,"type":123},"Si vos salariés règlent aussi des repas, des péages, des hôtels ou des achats professionnels, vérifiez si ",{"text":2706,"type":123,"marks":2707},"une carte multi-usages ne couvrirait pas mieux l’ensemble de vos dépenses",[2708],{"type":252},{"text":343,"type":123},[2711],{"cta":2712,"_uid":2713,"title":2714,"eyebrow":2724,"subtitle":2731,"component":236,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2734,"sectionSettings":2735,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"b7ed469e-2b64-4e07-823e-5f71ef30a4e7",{"type":114,"attrs":2715,"content":2716},{"backgroundColor":26},[2717],{"type":236,"attrs":2718,"content":2719},{"level":238,"textAlign":26},[2720],{"text":2721,"type":123,"marks":2722},"Questions fréquentes sur les cartes carburant et les cartes multi-usages",[2723],{"type":252},{"type":114,"attrs":2725,"content":2726},{"backgroundColor":26},[2727],{"type":117,"attrs":2728,"content":2729},{"textAlign":26},[2730],{"text":755,"type":123},{"type":114,"content":2732},[2733],{"type":117},[],[],[],"carte-carburant-ou-carte-d-entreprise-multi-usages","fr/blog/carte-carburant-ou-carte-d-entreprise-multi-usages",-3140,[],"0c30551e-7fe5-46bd-8579-5cb03b3bb894",[],"blog/carte-carburant-ou-carte-d-entreprise-multi-usages",[2745,2746,2747],{"path":2743,"name":26,"lang":33,"published":26},{"path":2743,"name":26,"lang":39,"published":26},{"path":2743,"name":26,"lang":41,"published":26},{"name":2749,"created_at":2750,"published_at":2751,"updated_at":2752,"id":2753,"uuid":2754,"content":2755,"slug":2897,"full_slug":2898,"sort_by_date":26,"position":2899,"tag_list":2900,"is_startpage":29,"parent_id":767,"meta_data":26,"group_id":2901,"first_published_at":2751,"release_id":26,"lang":33,"path":26,"alternates":2902,"default_full_slug":2903,"translated_slugs":2904},"Apple Pay ou Tap to Pay sur iPhone : quelle solution pour les paiements professionnels ?","2026-10-17T15:03:55.552Z","2026-10-17T15:18:53.338Z","2026-10-17T15:18:53.372Z",231669086457710,"0a3aad07-f730-4ab0-824c-749a7ec0a994",{"_uid":2756,"title":2749,"topics":2757,"noIndex":29,"category":2766,"language":2775,"component":651,"heroMedia":2776,"publishedAt":2785,"redirectUrl":23,"leadwallForm":2786,"listingImage":2787,"leadwallTitle":23,"metaDescription":2788,"bottomArticleCta":2789,"leadwallSubtitle":23,"isLeadwallEnabled":29,"componentsAfterTheArticle":2790,"leadwallVisibleParagraphs":23},"c8c979e9-9a1a-4a82-8c7b-260431270686",[2758],{"name":139,"created_at":140,"published_at":141,"updated_at":142,"id":143,"uuid":144,"content":2759,"slug":155,"full_slug":156,"sort_by_date":26,"position":157,"tag_list":2760,"is_startpage":29,"parent_id":159,"meta_data":26,"group_id":160,"first_published_at":161,"release_id":26,"lang":33,"path":26,"alternates":2761,"default_full_slug":163,"translated_slugs":2762,"_stopResolving":42},{"_uid":154,"name":139,"component":22},[],[],[2763,2764,2765],{"path":163,"name":26,"lang":33,"published":26},{"path":163,"name":26,"lang":39,"published":26},{"path":163,"name":26,"lang":41,"published":26},{"name":639,"created_at":640,"published_at":16,"updated_at":641,"id":642,"uuid":643,"content":2767,"slug":651,"full_slug":652,"sort_by_date":26,"position":73,"tag_list":2769,"is_startpage":29,"parent_id":654,"meta_data":26,"group_id":655,"first_published_at":656,"release_id":26,"lang":33,"path":26,"alternates":2770,"default_full_slug":658,"translated_slugs":2771,"_stopResolving":42},{"_uid":645,"icon":2768,"name":639,"component":650},{"id":647,"alt":648,"name":23,"focus":23,"title":23,"filename":649,"copyright":23,"fieldtype":98,"is_external_url":29},[],[],[2772,2773,2774],{"path":658,"name":26,"lang":33,"published":26},{"path":658,"name":26,"lang":39,"published":26},{"path":658,"name":26,"lang":41,"published":26},[33],[2777],{"_uid":2778,"link":2779,"asset":2780,"caption":23,"component":273},"3a6a09b1-d003-416b-aa69-c568d7e69778",{"id":23,"url":23,"linktype":806,"fieldtype":103,"cached_url":1840,"prep":42},{"id":2781,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2782,"copyright":23,"fieldtype":98,"meta_data":2783,"is_external_url":29},231669379344130,"https://a.storyblok.com/f/146026/1248x832/4a1037d2d6/apple-pay-et-tap-to-pay-sur-iphone-en-france-pour-les-paiements-professionnels.png",{"size":2784},"1248x832","2026-10-17 00:00",[],[],"Découvrez la différence entre Apple Pay et Tap to Pay sur iPhone, leurs frais, usages, justificatifs, limites et règles pour les paiements professionnels.",[],[2791],{"cta":2792,"_uid":2793,"items":2794,"heading":2872,"reverse":29,"component":761,"sectionSettings":2896},[],"6e98fa8e-5fbf-482f-9380-0621b63072ee",[2795,2810,2825,2842,2857],{"_uid":2796,"hide":29,"title":2797,"component":690,"description":2798},"89d4143f-9b0d-426f-ade4-1ec215dbdc0d","Tap to Pay sur iPhone est-il payant ?",{"type":114,"attrs":2799,"content":2800},{"backgroundColor":26},[2801],{"type":117,"attrs":2802,"content":2803},{"textAlign":26},[2804,2808],{"text":2805,"type":123,"marks":2806},"Oui, par l’intermédiaire du prestataire de paiement.",[2807],{"type":252},{"text":2809,"type":123}," Celui-ci prélève généralement une commission sur chaque transaction. Chez Stripe, les tarifs consultés en octobre 2026 indiquent 1,4 % + 0,10 € pour une carte de l’EEE, auxquels s’ajoutent 0,10 € par autorisation Tap to Pay.",{"_uid":2811,"hide":29,"title":2812,"component":690,"description":2813},"04a61e09-88b1-4970-a50b-47064edbcf97","Peut-on encaisser plus de 50 € avec Tap to Pay ?",{"type":114,"attrs":2814,"content":2815},{"backgroundColor":26},[2816],{"type":117,"attrs":2817,"content":2818},{"textAlign":26},[2819,2823],{"text":2820,"type":123,"marks":2821},"Oui.",[2822],{"type":252},{"text":2824,"type":123}," Il faut simplement vérifier que votre prestataire prend en charge la saisie du code PIN sur iPhone pour les transactions concernées.",{"_uid":2826,"hide":29,"title":2827,"component":690,"description":2828},"222ab718-9ca9-42cf-aff5-788ba217a343","Faut-il un compte professionnel pour utiliser Tap to Pay ?",{"type":114,"attrs":2829,"content":2830},{"backgroundColor":26},[2831],{"type":117,"attrs":2832,"content":2833},{"textAlign":26},[2834,2836,2840],{"text":2835,"type":123},"Il faut au minimum ",{"text":2837,"type":123,"marks":2838},"un compte marchand auprès d’un prestataire compatible",[2839],{"type":252},{"text":2841,"type":123},", qui collecte les paiements puis reverse les fonds à votre entreprise. Chaque prestataire fixe ses propres conditions d’ouverture.",{"_uid":2843,"hide":29,"title":2844,"component":690,"description":2845},"b82a2c38-1c4f-46fb-a3fe-b11f1e846ca1","Une carte virtuelle d’entreprise fonctionne-t-elle avec Apple Pay ?",{"type":114,"attrs":2846,"content":2847},{"backgroundColor":26},[2848],{"type":117,"attrs":2849,"content":2850},{"textAlign":26},[2851,2855],{"text":2852,"type":123,"marks":2853},"Oui, si son émetteur l’autorise.",[2854],{"type":252},{"text":2856,"type":123}," Elle peut alors être ajoutée dans l’app Cartes et utilisée avec Face ID, Touch ID ou le code de l’appareil. Certaines cartes virtuelles à usage unique ne sont toutefois pas compatibles.",{"_uid":2858,"hide":29,"title":2859,"component":690,"description":2860},"5740f50b-3e71-4739-b292-d8deffbaf70c","Apple Pay remplace-t-il le justificatif d’une dépense professionnelle ?",{"type":114,"attrs":2861,"content":2862},{"backgroundColor":26},[2863],{"type":117,"attrs":2864,"content":2865},{"textAlign":26},[2866,2870],{"text":2867,"type":123,"marks":2868},"Non.",[2869],{"type":252},{"text":2871,"type":123}," Apple Pay confirme le paiement, mais la facture ou le ticket du fournisseur reste nécessaire pour justifier la dépense et, le cas échéant, récupérer la TVA.",[2873],{"cta":2874,"_uid":2875,"title":2876,"layout":23,"eyebrow":2884,"subtitle":2891,"component":236,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2894,"sectionSettings":2895,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"0d4bf8af-b587-46cb-8d4e-2a371dde9c46",{"type":114,"attrs":2877,"content":2878},{"backgroundColor":26},[2879],{"type":236,"attrs":2880,"content":2881},{"level":238,"textAlign":26},[2882],{"text":2883,"type":123},"Questions fréquentes sur Apple Pay et Tap to Pay sur 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pour quel usage 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comment choisir une carte virtuelle d’entreprise selon vos usages, vos besoins de contrôle, de sécurité et de suivi des dépenses.",[],[2949],{"cta":2950,"_uid":2951,"items":2952,"heading":3061,"reverse":29,"component":761,"sectionSettings":3085},[],"c9d565f8-622e-4891-aaa4-c6e1283b588e",[2953,2970,2987,3002,3021,3044],{"_uid":2954,"hide":29,"title":2955,"component":690,"description":2956},"84902400-0416-4c40-932b-874b0ac98008","Quels services de cartes virtuelles choisir pour une utilisation quotidienne en entreprise ?",{"type":114,"attrs":2957,"content":2958},{"backgroundColor":26},[2959],{"type":117,"attrs":2960,"content":2961},{"textAlign":26},[2962,2964,2968],{"text":2963,"type":123},"Pour un usage individuel, ",{"text":2965,"type":123,"marks":2966},"une application grand public ou une e-carte bancaire peut suffire",[2967],{"type":252},{"text":2969,"type":123},". Lorsque plusieurs collaborateurs effectuent des achats, une plateforme de gestion des dépenses permet de donner à chacun une carte nominative avec son propre plafond et ses propres règles.",{"_uid":2971,"hide":29,"title":2972,"component":690,"description":2973},"1168181e-92ab-46a6-a556-f60c04bd4385","Une carte virtuelle d’entreprise est-elle payante ?",{"type":114,"attrs":2974,"content":2975},{"backgroundColor":26},[2976],{"type":117,"attrs":2977,"content":2978},{"textAlign":26},[2979,2981,2985],{"text":2980,"type":123},"Cela dépend de l’émetteur. Certaines banques proposent gratuitement leur e-carte, tandis que d’autres la facturent jusqu’à ",{"text":2982,"type":123,"marks":2983},"15 € par an",[2984],{"type":252},{"text":2986,"type":123}," selon Les clés de la banque. Sur une plateforme de gestion des dépenses, les cartes sont généralement comprises dans l’offre souscrite.",{"_uid":2988,"hide":29,"title":2989,"component":690,"description":2990},"99170121-db37-46d6-aa43-d37003327a29","Peut-on payer un hôtel ou une location de voiture avec une carte virtuelle ?",{"type":114,"attrs":2991,"content":2992},{"backgroundColor":26},[2993],{"type":117,"attrs":2994,"content":2995},{"textAlign":26},[2996,3000],{"text":2997,"type":123,"marks":2998},"Pas toujours.",[2999],{"type":252},{"text":3001,"type":123}," Certains hôtels, loueurs de voitures et compagnies aériennes demandent encore la présentation de la carte physique utilisée lors de la réservation. Une carte physique d’entreprise reste donc utile pour ces situations.",{"_uid":3003,"hide":29,"title":3004,"component":690,"description":3005},"5aa48a97-db1e-4a06-99e3-4338778ab467","Une carte virtuelle à usage unique fonctionne-t-elle pour un abonnement ?",{"type":114,"attrs":3006,"content":3007},{"backgroundColor":26},[3008],{"type":117,"attrs":3009,"content":3010},{"textAlign":26},[3011,3014,3016,3020],{"text":2867,"type":123,"marks":3012},[3013],{"type":252},{"text":3015,"type":123}," La carte devient inutilisable après le premier paiement, ce qui ferait échouer le renouvellement suivant. Pour un abonnement, mieux vaut utiliser une ",{"text":3017,"type":123,"marks":3018},"carte réutilisable dédiée au fournisseur",[3019],{"type":252},{"text":343,"type":123},{"_uid":3022,"hide":29,"title":3023,"component":690,"description":3024},"4fa89413-bd14-4e2a-a25d-87536f74a382","Peut-on être remboursé d’un achat payé avec une carte virtuelle à usage unique ?",{"type":114,"attrs":3025,"content":3026},{"backgroundColor":26},[3027],{"type":117,"attrs":3028,"content":3029},{"textAlign":26},[3030,3034,3036,3042],{"text":3031,"type":123,"marks":3032},"Oui, généralement.",[3033],{"type":252},{"text":3035,"type":123}," Le remboursement est crédité sur le compte auquel la carte était rattachée, même si la carte virtuelle a expiré entre-temps. ",{"text":3037,"type":123,"marks":3038},"BoursoBank",[3039],{"type":308,"attrs":3040},{"href":3041,"uuid":26,"anchor":26,"target":26,"linktype":102},"https://www.boursobank.com/aide-en-ligne/carte-bancaire/carte-virtuelle/question/puis-je-me-faire-rembourser-un-paiement-effectue-avec-ma-carte-virtuelle-50943845",{"text":3043,"type":123}," le confirme pour ses propres cartes, mais les conditions peuvent varier selon l’émetteur.",{"_uid":3045,"hide":29,"title":3046,"component":690,"description":3047},"79186bae-d2cf-4557-bee0-681c2b8fd972","Combien de temps faut-il pour bloquer une carte virtuelle ?",{"type":114,"attrs":3048,"content":3049},{"backgroundColor":26},[3050],{"type":117,"attrs":3051,"content":3052},{"textAlign":26},[3053,3055,3059],{"text":3054,"type":123},"Lorsqu’elle est gérée depuis une application ou une plateforme adaptée, ",{"text":3056,"type":123,"marks":3057},"une carte virtuelle peut être bloquée immédiatement",[3058],{"type":252},{"text":3060,"type":123}," depuis l’interface. Il n’est alors pas nécessaire de faire opposition sur la carte principale ou sur les autres moyens de paiement de l’entreprise.",[3062],{"cta":3063,"_uid":3064,"title":3065,"layout":23,"eyebrow":3073,"subtitle":3080,"component":236,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3083,"sectionSettings":3084,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"c695d847-0451-4ed6-b576-3c33fdfa73f5",{"type":114,"attrs":3066,"content":3067},{"backgroundColor":26},[3068],{"type":236,"attrs":3069,"content":3070},{"level":238,"textAlign":26},[3071],{"text":3072,"type":123},"Questions fréquentes sur les cartes virtuelles d’entreprise",{"type":114,"attrs":3074,"content":3075},{"backgroundColor":26},[3076],{"type":117,"attrs":3077,"content":3078},{"textAlign":26},[3079],{"text":755,"type":123},{"type":114,"content":3081},[3082],{"type":117},[],[],[],"carte-virtuelle-d-entreprise","fr/blog/carte-virtuelle-d-entreprise",-3780,[],"d5443503-1916-4553-81e4-dc765f9e5b72","2026-10-17T14:22:00.753Z",[],"blog/carte-virtuelle-d-entreprise",[3095,3096,3097],{"path":3093,"name":26,"lang":33,"published":26},{"path":3093,"name":26,"lang":39,"published":26},{"path":3093,"name":26,"lang":41,"published":26},1793895847671]